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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I was in need of money urgently for my daughter’s we...

I was in need of money urgently for my daughter’s wedding, I knew I had bad credit (not my fault I might add) but Zopa loaned me the money, that I’m very grateful of. Reviewed on: 16th April 2025

Great service

Simple to use , good app and so far a good service. Reviewed on: 16th April 2025

A to Zopa a loan or product to suit all

Extremely good professional customer service and good rapport during conversation catering to wants and needs highly recommended Zopa Sincerely Steven Wright Reviewed on: 16th April 2025

Need a loan today then Google us

I needed a loan urgently I found the form easy the process a dream had money in my account same day. Honestly found them the easiest to process loan and I will certainly use them and their services again Reviewed on: 16th April 2025

Go Zopa!!!

Such an easy application that was clear & fast to complete Reviewed on: 16th April 2025

Best rate on the market, brilliant app, easy to trac...

Best rate on the market, brilliant app, easy to track loan and view settlement figure Reviewed on: 16th April 2025

So easy good rates I understood the terms & conditions.

So easy good rates I understood the terms & conditions. Excellent customer service too. I like being a Zopa customer. Reviewed on: 16th April 2025

Zopa is a fantastic loan provider

I have taken out several loans from zopa, and find that their monthly payments are the lowest. I love the app because it gives you insights on how to improve your credit score. Reviewed on: 16th April 2025

I was at a paticular juncture in my financial life...

I was at a paticular juncture in my financial life due to a costly divorce, I can say without a doubt Zopa helped me to get back on track...Thank you Zopa Reviewed on: 16th April 2025

Quick & easy to apply - great rates.

Quick & easy to apply - great rates. I have used ZOPA several times now and would highly recommend as reputable company. Reviewed on: 16th April 2025

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