Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Amazing All automatic systems tells you if you are...

Amazing All automatic systems tells you if you are eligible for any product don’t have to look elsewhere easy Reviewed on: 16th April 2025

Always easy to follow and makes it a lot easier than...

Always easy to follow and makes it a lot easier than applying for bank loans Reviewed on: 16th April 2025

Easy & quick processing

Easy & quick processing, good apr Reviewed on: 16th April 2025

Quick, easy & understandable!

Applying for a loan is a very quick & easy process, terms are all detailed, totals costs etc. From successful application to receiving the loan itself is within a day or two, great for emergency loans. Reviewed on: 16th April 2025

Great experience all round

Needed a loan on the same day and Zopa provided what I needed instantly. Good value and rates. Easy to track my information on my account. Everything is clear. Reviewed on: 16th April 2025

User Review

Straightforward from the start. Everything was clear not confusing to answer and good instructions given. Reviewed on: 16th April 2025

Easiest process ever.

Easiest process ever. Simple to apply & accepted straight away. Fantastic! Reviewed on: 16th April 2025

Easy and straight forward to arrange.

Easy and straight forward to arrange. Helpful staff. Very simply to deal with Reviewed on: 16th April 2025

Easy to access.

Easy to access. App is very clear on showing my loans and how much I’ve paid and how much is outstanding Reviewed on: 16th April 2025

I have a loan with zapa ,the rate of interest it's v...

I have a loan with zapa ,the rate of interest it's very good and l am happy to get more loan next month, because l want dabble pay this left over to apply another loan soon Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Finance
from Together Money 3.74 from 7 reviews
Loans
from Thistle Credit Union 4.76 from 80 reviews
Loans
from Boom Community Bank 4.90 from 1126 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub