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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great communications and fast responses.

Great communications and fast responses. Reviewed on: 17th April 2025

Very quick and efficient, very good service

Very quick and efficient, good service and very helpful Reviewed on: 17th April 2025

Zopa is a 10/10!!

I have a credit card which has been very useful for those unexpected bills & the interest has always been fair & reasonable. I also have a loan with Zopa, on application it was easy & straightforward. Zopa has always keep me informed on bill payments. The app for both my credit card & loan is very easy to use & I would definitely recommend to family & friends. Reviewed on: 17th April 2025

Friendly staff, easy to navigate the app and find wh...

Friendly staff, easy to navigate the app and find what I need quickly Reviewed on: 17th April 2025

It was quick and easy app to follow and got my resul...

It was quick and easy app to follow and got my results within minutes of applying Reviewed on: 17th April 2025

Great Bank

I applied for a zopa credit card and was accepted and I have also taken a loan the process for both was so straightforward and easy to understand I am a technophobe but using the site was easy the loan application was sorted within 24 hours such a great service Reviewed on: 17th April 2025

Simple, user friendly and quick result company and site

Simple, user friendly and quick result company and site Reviewed on: 17th April 2025

5 star service

Very quick and easy. Easy to over pay to pay the loan off early Reviewed on: 17th April 2025

Nice and easy process for your application .

Nice and easy process for your application and not waiting a long time for an answer to your application and a nice competitive rate. Reviewed on: 17th April 2025

Easy loans

So easy to apply good customer service competitive rates as well Reviewed on: 16th April 2025

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