Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa is a 10/10!!

I have a credit card which has been very useful for those unexpected bills & the interest has always been fair & reasonable. I also have a loan with Zopa, on application it was easy & straightforward. Zopa has always keep me informed on bill payments. The app for both my credit card & loan is very easy to use & I would definitely recommend to family & friends. Reviewed on: 17th April 2025

Friendly staff, easy to navigate the app and find wh...

Friendly staff, easy to navigate the app and find what I need quickly Reviewed on: 17th April 2025

It was quick and easy app to follow and got my resul...

It was quick and easy app to follow and got my results within minutes of applying Reviewed on: 17th April 2025

Great Bank

I applied for a zopa credit card and was accepted and I have also taken a loan the process for both was so straightforward and easy to understand I am a technophobe but using the site was easy the loan application was sorted within 24 hours such a great service Reviewed on: 17th April 2025

Simple, user friendly and quick result company and site

Simple, user friendly and quick result company and site Reviewed on: 17th April 2025

5 star service

Very quick and easy. Easy to over pay to pay the loan off early Reviewed on: 17th April 2025

Nice and easy process for your application .

Nice and easy process for your application and not waiting a long time for an answer to your application and a nice competitive rate. Reviewed on: 17th April 2025

Easy loans

So easy to apply good customer service competitive rates as well Reviewed on: 16th April 2025

Amazing All automatic systems tells you if you are...

Amazing All automatic systems tells you if you are eligible for any product don’t have to look elsewhere easy Reviewed on: 16th April 2025

Always easy to follow and makes it a lot easier than...

Always easy to follow and makes it a lot easier than applying for bank loans Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Barclays 4.40 from 107 reviews
Crowdfunding
from Emerging Crowd 0.00 from 0 reviews
Logbook loan (discontinued)
from Easy Logbook Loan (inactive company) 4.29 from 19 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub