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Zopa: Personal loan reviews

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4.95
Based on 69,081 reviews, last reviewed 27th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026
Ian 's avatar
Ian

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Easy to apply and app is simple.

5
Easy to apply and app is simple. I have had a good experience Reviewed on: 16th April 2025
Alan W's avatar
Alan W

Obtaining a loan from Zopa is so simple and easy and...

4
Obtaining a loan from Zopa is so simple and easy and at an affordable rate. Reviewed on: 16th April 2025
Odinaka U's avatar
Odinaka U

It suited my needs what I needed

5
It suited my needs what I needed Reviewed on: 16th April 2025
Mrs C's avatar
Mrs C

Great Service

5
Simple to use and easy to apply, decision are quick and all done streamlessly. Happy with service. Reviewed on: 16th April 2025
Mark L's avatar
Mark L

Breath of fresh air

5
Breath of fresh air… fantastic bank with great products, excellent customer services the app is easy to use and with the tools to help you like borrowing power and budgeting is really added bonus, I would highly reccomend them to anybody looking at a loan or car finance or credit card they are great Reviewed on: 16th April 2025
Gareth r's avatar
Gareth r

I had loan about three times have very good experie...

5
I had loan about three times have very good experience , no problem at all Reviewed on: 16th April 2025
Shabana saleem's avatar
Shabana saleem

Zopa loan

5
It was quick and easy to get the loan I needed the money was quicker than expected to reach my bank minutes after approval the loan app was very easy to use once received loan app easy to follow and use feel as I’m in complete control of my money able to pay more when I have more and choices in either small payments going towards shorter time or lower price next month love it and would definitely be my first choice if I ever needed another loan in the future my experience was and continues to be great haven’t found any bad points so far 10/10 Reviewed on: 16th April 2025
Paula C's avatar
Paula C

Fantastic app brilliant service, instant payment all...

5
Fantastic app brilliant service, instant payment all numbers are clear and concise great bank Reviewed on: 16th April 2025
Jonny's avatar
Jonny

Excellent and efficient service.

5
Excellent and efficient service. The customer service agent was professional and helpful thanks very much Reviewed on: 16th April 2025
D J's avatar
D J

Great Service

5
Great service, very quick answers from the staff and very helpful. Reviewed on: 16th April 2025
Chris B's avatar
Chris B

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