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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

super easy Zopa

Quick and easy to access loan, application was straight forward and the loan rate was competitive.The app is very easy to use and the flexibility to pay more easily is of real benefit. Reviewed on: 16th April 2025

Excellent service.

Excellent service. App easy to use and very efficient. Easy to navigate great lender Reviewed on: 16th April 2025

Excellent service

I found that the service was excellent and that the process was not difficult. Reviewed on: 16th April 2025

Easy to apply and app is simple.

Easy to apply and app is simple. I have had a good experience Reviewed on: 16th April 2025

Obtaining a loan from Zopa is so simple and easy and...

Obtaining a loan from Zopa is so simple and easy and at an affordable rate. Reviewed on: 16th April 2025

It suited my needs what I needed

It suited my needs what I needed Reviewed on: 16th April 2025

Great Service

Simple to use and easy to apply, decision are quick and all done streamlessly. Happy with service. Reviewed on: 16th April 2025

Breath of fresh air

Breath of fresh air… fantastic bank with great products, excellent customer services the app is easy to use and with the tools to help you like borrowing power and budgeting is really added bonus, I would highly reccomend them to anybody looking at a loan or car finance or credit card they are great Reviewed on: 16th April 2025

I had loan about three times have very good experie...

I had loan about three times have very good experience , no problem at all Reviewed on: 16th April 2025

Zopa loan

It was quick and easy to get the loan I needed the money was quicker than expected to reach my bank minutes after approval the loan app was very easy to use once received loan app easy to follow and use feel as I’m in complete control of my money able to pay more when I have more and choices in either small payments going towards shorter time or lower price next month love it and would definitely be my first choice if I ever needed another loan in the future my experience was and continues to be great haven’t found any bad points so far 10/10 Reviewed on: 16th April 2025

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