Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Fantastic app brilliant service, instant payment all...

Fantastic app brilliant service, instant payment all numbers are clear and concise great bank Reviewed on: 16th April 2025

Excellent and efficient service.

Excellent and efficient service. The customer service agent was professional and helpful thanks very much Reviewed on: 16th April 2025

Great Service

Great service, very quick answers from the staff and very helpful. Reviewed on: 16th April 2025

Great service and hassle free.

Great service and hassle free.Wouls highly recommend to everyone. Reviewed on: 16th April 2025

Application made easy

Easy online application, and decision strait away top quality company well done. Reviewed on: 16th April 2025

Very easy and fast.

Very easy and fast. Easy to understand and good communication. Reviewed on: 16th April 2025

Highly recommended company

The most efficient and effective company to deal with very professional dealing with personal details. Reviewed on: 16th April 2025

Great company to deal with.

I took out a loan for a car and got a very good rate so I took out another loan to pay something off and got accepted straight away so I am very pleased with the service, it's all paid off now but would not hesitate to use them again. Reviewed on: 16th April 2025

Easy to use - quick

Easy to use app-shows what you can get and rates that compete with high street banks Reviewed on: 16th April 2025

Excellent company for Borrowing, advice and very pro...

Excellent company for Borrowing, advice and very professional people to work with, are very reputable company, for ford ability on landing and very good rates . Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Acorn Community Bank 4.90 from 1130 reviews
Loans
from Sheffield Credit Union 4.85 from 2767 reviews
Loans
from HEY Credit Union 4.92 from 565 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub