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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Good value loans, easy application

Easy way of getting a loan, Good value loans, easy to apply and money in the bank very quickly.would recommend to any family friend Reviewed on: 16th April 2025

Great service.

Really easy to use website and great customer service. Very reasonable loan rates too. Reviewed on: 16th April 2025

Very easy to use application, straightforward, clear...

Very easy to use application, straightforward, clear T's&C's, fast process & decision, would highly recommend, Thank you. Reviewed on: 16th April 2025

Easy and informs you

I think the interest is quite high compared to high street branches. Easy to apply for and keeps you informed monthly when payments are going out Reviewed on: 16th April 2025

All so easy

Very easy, app is great, all my info and accounts in one place. Reviewed on: 16th April 2025

Efficient easy to follow process

Efficient easy to follow process Reviewed on: 16th April 2025

Easy to do online

Have had 2 loans from them,quick and easy to do online and good value with interest rates. Reviewed on: 16th April 2025

Clear, uncomplicated process, quick response

Clear, uncomplicated process, quick response Reviewed on: 16th April 2025

Great customer service and very fast response highly...

Great customer service and very fast response highly recommended Reviewed on: 16th April 2025

Application progress usr friendly.

Application progress usr friendly. All information easy understandable. Excellent service. Reviewed on: 16th April 2025

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