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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very professional and quick process to loan applicat...

Very professional and quick process to loan application . Reviewed on: 16th April 2025

Good value loans, easy application

Easy way of getting a loan, Good value loans, easy to apply and money in the bank very quickly.would recommend to any family friend Reviewed on: 16th April 2025

Great service.

Really easy to use website and great customer service. Very reasonable loan rates too. Reviewed on: 16th April 2025

Very easy to use application, straightforward, clear...

Very easy to use application, straightforward, clear T's&C's, fast process & decision, would highly recommend, Thank you. Reviewed on: 16th April 2025

Easy and informs you

I think the interest is quite high compared to high street branches. Easy to apply for and keeps you informed monthly when payments are going out Reviewed on: 16th April 2025

All so easy

Very easy, app is great, all my info and accounts in one place. Reviewed on: 16th April 2025

Efficient easy to follow process

Efficient easy to follow process Reviewed on: 16th April 2025

Easy to do online

Have had 2 loans from them,quick and easy to do online and good value with interest rates. Reviewed on: 16th April 2025

Clear, uncomplicated process, quick response

Clear, uncomplicated process, quick response Reviewed on: 16th April 2025

Great customer service and very fast response highly...

Great customer service and very fast response highly recommended Reviewed on: 16th April 2025

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