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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Great easy and fast service to get loans or any othe...

Great easy and fast service to get loans or any other products available by zopa Reviewed on: 16th April 2025

Very quick decision,ap works very well. ...

Very quick decision,ap works very well and keeps me up to date on everything, no pressure to buy other products all the time Reviewed on: 16th April 2025

Gaynor Kirkwoods review to win £1k

Great experience …just interest rate a bit high. shame Zopa is not used by other credit cards for balance transfers Reviewed on: 16th April 2025

Easy, flexible and quick experience.

Easy, flexible and quick experience. Very easy to manage via the app Reviewed on: 16th April 2025

Happy with interest rate

I have credit card and had a loan. Very pleased with the interest rate Reviewed on: 16th April 2025

Simple and fast response.

Simple and fast response. Easy to use. Reviewed on: 16th April 2025

Ease of application and swift response

Ease of application and swift response Reviewed on: 16th April 2025

Quick and Stress Free

The easiest and quickest loan application I have ever experienced. Stress free and excellent customer service with frequent (but not too frequent!) emails keeping me up to date with new services and offers. Reviewed on: 16th April 2025

I've never had a problem with any of the loans I've...

I've never had a problem with any of the loans I've had from zopa, and it's so easy to apply for a loan, I will continue to do business with them as best loan companie I've been with, just recently I needed to borrow to purchase my motorhome and the money was in the bank within a couple of days, I couldn't be more happy with zopa. Reviewed on: 16th April 2025

Good morning Good Money

Good caring and helpful It does what it says on the tin. Interest on the high side Reviewed on: 16th April 2025

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