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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Clear, uncomplicated process, quick response

Clear, uncomplicated process, quick response Reviewed on: 16th April 2025

Great customer service and very fast response highly...

Great customer service and very fast response highly recommended Reviewed on: 16th April 2025

Application progress usr friendly.

Application progress usr friendly. All information easy understandable. Excellent service. Reviewed on: 16th April 2025

Great easy and fast service to get loans or any othe...

Great easy and fast service to get loans or any other products available by zopa Reviewed on: 16th April 2025

Very quick decision,ap works very well. ...

Very quick decision,ap works very well and keeps me up to date on everything, no pressure to buy other products all the time Reviewed on: 16th April 2025

Gaynor Kirkwoods review to win £1k

Great experience …just interest rate a bit high. shame Zopa is not used by other credit cards for balance transfers Reviewed on: 16th April 2025

Easy, flexible and quick experience.

Easy, flexible and quick experience. Very easy to manage via the app Reviewed on: 16th April 2025

Happy with interest rate

I have credit card and had a loan. Very pleased with the interest rate Reviewed on: 16th April 2025

Simple and fast response.

Simple and fast response. Easy to use. Reviewed on: 16th April 2025

Ease of application and swift response

Ease of application and swift response Reviewed on: 16th April 2025

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