Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

View other Zopa products

4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69081)

I had a quick response to my request for a loan and...

I had a quick response to my request for a loan and credit card, I'm kept up to date with regular updates and any help and advice is available on the app. Reviewed on: 16th April 2025

Easy and simple to use app no fuss and quick...

Easy and simple to use app no fuss and quick response Reviewed on: 16th April 2025

Very easy to talk to easy application on line.

Very easy to talk to easy application on line. Would recommend them to family and friends. Reviewed on: 16th April 2025

Zopa loans

Straight forward easy to deal with would use again Reviewed on: 16th April 2025

Knowing how I’m doing with repayments

Although everything is arranged through the internet and now the app, I still feel like Zopa care. I don’t feel judged having to apply for a loan, and I love it that I know exactly how my repayments are going, and that the amount is going down and I can see that clearly through the app. I would certainly highly recommend your company. Reviewed on: 16th April 2025

Great service, good rates and good support at all times

Great service, good rates and good support at all times Reviewed on: 16th April 2025

Speedy, efficient and friendly service

Very quick loan decision, efficient and friendly service, money I back within 2 hours Reviewed on: 16th April 2025

Thoroughly recommend.

Easy to access the finance quickly with no problem at all and at a good rate. The whole process was completed efficiently and professionally without any problems. Reviewed on: 16th April 2025

All done online quick and easy to understand money i...

All done online quick and easy to understand money in bank before I new it. Would recommend it to everyone Reviewed on: 16th April 2025

Flawless!!!

Very smooth process, can’t complain! Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan (discontinued)
from Different Money (inactive company) 5.00 from 2 reviews
Loans
from M for Money Credit Union 4.93 from 58 reviews
Equity Crowdfunding (discontinued)
from Fireflock (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44339 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub