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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Best by far fast.

Fast and easy, money was available fast. Great communication Reviewed on: 16th April 2025

We was looking for a reliable and a good recommendat...

We was looking for a reliable and a good recommendation loan company. can’t praise them enough. Excellent service always willling to help with any questions. Reviewed on: 16th April 2025

Excellent rates

Been a satisfied customer for years great rates Reviewed on: 16th April 2025

ALL PROPER CHECKS DONE TO ENSURE CUSTOMER FINANCIAL...

ALL PROPER CHECKS DONE TO ENSURE CUSTOMER FINANCIAL SAFETY WHEN DECISIONS ARE MADE. Reviewed on: 16th April 2025

Great experience!

Great costumer service, great app, easy access to loans and accounts... Reviewed on: 16th April 2025

It was easy to apply and process the loan.

It was easy to apply and process the loan. Reviewed on: 16th April 2025

Does what it says on the tin!

Great service, good rates, straightforward advice Reviewed on: 16th April 2025

Things made easy

The whole procedure made very easy and straightforward. Competitive interest rates. Reviewed on: 16th April 2025

Quick response

I applied and received confirmation the next morning and funds in the bank before lunch Reviewed on: 16th April 2025

Excellent fast service no waiting.

Excellent fast service no waiting. Intrest rate one ofvthe better ones . Able to pick your payment date, overall great service Reviewed on: 16th April 2025

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