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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Really easy access to the right product.

Really easy access to the right product. Reviewed on: 16th April 2025

Best by far fast.

Fast and easy, money was available fast. Great communication Reviewed on: 16th April 2025

We was looking for a reliable and a good recommendat...

We was looking for a reliable and a good recommendation loan company. can’t praise them enough. Excellent service always willling to help with any questions. Reviewed on: 16th April 2025

Excellent rates

Been a satisfied customer for years great rates Reviewed on: 16th April 2025

ALL PROPER CHECKS DONE TO ENSURE CUSTOMER FINANCIAL...

ALL PROPER CHECKS DONE TO ENSURE CUSTOMER FINANCIAL SAFETY WHEN DECISIONS ARE MADE. Reviewed on: 16th April 2025

Great experience!

Great costumer service, great app, easy access to loans and accounts... Reviewed on: 16th April 2025

It was easy to apply and process the loan.

It was easy to apply and process the loan. Reviewed on: 16th April 2025

Does what it says on the tin!

Great service, good rates, straightforward advice Reviewed on: 16th April 2025

Things made easy

The whole procedure made very easy and straightforward. Competitive interest rates. Reviewed on: 16th April 2025

Quick response

I applied and received confirmation the next morning and funds in the bank before lunch Reviewed on: 16th April 2025

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