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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent fast service no waiting.

Excellent fast service no waiting. Intrest rate one ofvthe better ones . Able to pick your payment date, overall great service Reviewed on: 16th April 2025

Easy to understand application.

Easy to understand application. Easy to use app. Reviewed on: 16th April 2025

Excellent professional company i...

I have credit card and loans the rates of interest is extremely good I also have a bank account Reviewed on: 16th April 2025

No nonsense

Great service. Simple and easy to use. No nonsense. Reviewed on: 16th April 2025

Very exciting and value for money

Very exciting and value for money Reviewed on: 16th April 2025

Outstanding

No quibble fast response loan very happy customer Reviewed on: 16th April 2025

Very good to finalise things online with no phoning...

Very good to finalise things online with no phoning or paperwork to deal with. Excellent Reviewed on: 16th April 2025

Brilliant from start to finish and so quick in trans...

Brilliant from start to finish and so quick in transferring the money 10/10 Reviewed on: 16th April 2025

Quick and easy to use.

Quick and easy to use. Didn’t take long to apply and then money was in my bank straight away Reviewed on: 16th April 2025

Excellent around service I wish more financial busin...

Excellent around service I wish more financial business were this efficient Reviewed on: 16th April 2025

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