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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Very facil for applying and fast .

Very facil for applying and fast ... Reviewed on: 16th April 2025

Easy and fast process from start to finish

Fast and easy process, sliders allows me to Taylor the loan to number of repayment options. money paid into my account within minutes ! Reviewed on: 16th April 2025

Smooth, Transparent, and Customer-Focused

It was all positive - the platform’s user-friendly interface, quick loan approval process, and transparent communication. I appreciated the competitive interest rates and flexible repayment options. Customer service was efficient and helpful throughout. Overall, I found Zopa to be a reliable and trustworthy financial service provider that prioritizes customer experience. Reviewed on: 16th April 2025

Excellent

Zopa veri good service excellent service Reviewed on: 16th April 2025

A loan company that cares

There are cheaper loan rates available from other lenders, but Zopa offers a better customer experience. An easy to navigate website and even easier App also goes along way. Reviewed on: 16th April 2025

This is my second loan with Zopa.

This is my second loan with Zopa. All organised on line, simple, user friendly and the app is very easy to use and see what you have so far and what you still owe. Fantastic service! Would recommend to everyone! Reviewed on: 16th April 2025

Zopa Loan Process

Nice and easy to use website and approval process. Everything explained very clearly and the app is good as well. Reviewed on: 16th April 2025

WZopa is second to none.

When it comes to loan approving time, Zopa is the best. Reviewed on: 16th April 2025

Easy to communicate and fast resolution

Easy to communicate and fast resolution Reviewed on: 16th April 2025

MissPlam

Apply through the app and it was very straightforward process Reviewed on: 16th April 2025

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