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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy to manage and fair rates always reliable and do...

Easy to manage and fair rates always reliable and don’t charge an arm and a leg to pay back Reviewed on: 16th April 2025

dont give up try zopa you will be glad you did

i found zopa to be very helpful and i would definitely recommend to friends and family. they have been very quick in decisions and ready to consider people with low credit score which is more than most high street banks Reviewed on: 16th April 2025

Good rates

Ive used zopa a couple of times and always had good rates and great customer service. Very easy to apply and quick Reviewed on: 16th April 2025

Easy to use app,,instant decisions.

Easy to use app,,instant decisions.on loans and credit cards. Reviewed on: 16th April 2025

I’ve been very happy with my Zopa experience, both f...

I’ve been very happy with my Zopa experience, both for my loan and credit card Reviewed on: 16th April 2025

Always great customer service have a range of servic...

Always great customer service have a range of services that most would want/ need keep it i Reviewed on: 16th April 2025

Super easy

Easy to apply, swift decision and easy to repay Reviewed on: 16th April 2025

Great experience, easy to communicate with

Great experience, easy to communicate with Reviewed on: 16th April 2025

Quick loan

Very quick process of loan application online Reviewed on: 16th April 2025

Well I've been with Zopa for over five years now and...

Well I've been with Zopa for over five years now and I've also got there card to and have used it many times and on top of this they don't charge you so much either. So yep I will continue using them too. Reviewed on: 16th April 2025

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