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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Clear and easy to use.

Clear and easy to use. Very quick. My money was in the bank exactly when Zopa said it would be. Reviewed on: 16th April 2025

Easy to apply had no issues

Easy to apply i had no issues only took a matter of minutes I would recommend to family and friends Reviewed on: 16th April 2025

We have used Zopa a few times now.

We have used Zopa a few times now. No problems with service. Money transfer was quick and easy once accepted. So used again! Reviewed on: 16th April 2025

Brilliant service fast and efficient

Brilliant service fast and efficient Reviewed on: 16th April 2025

Easy to apply and manage my loan

Easy to apply and manage my loan Reviewed on: 16th April 2025

Easy to deal with excellent customer service

Easy to deal with excellent customer service Reviewed on: 16th April 2025

Very efficient and fast service delivery

Very efficient and fast service delivery Reviewed on: 16th April 2025

i was only browsing

i was only browsing whilst thinking of getting a loan to consolidate my others (ran up during covid) into a single payment, when i saw the offer Zopa were making i had to take a closer look at it. Needless to say i took out the loan and even thought it is over a slightly longer time i worked out i have saved over £1000 by using zopa Reviewed on: 16th April 2025

Great service

Clear application, competitive rates and excellent service Reviewed on: 16th April 2025

Quick and easy to deal with

Very easy to deal with. Quick response to loan application. Reviewed on: 16th April 2025

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