Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

MissPlam

Apply through the app and it was very straightforward process Reviewed on: 16th April 2025

Clear and easy to use.

Clear and easy to use. Very quick. My money was in the bank exactly when Zopa said it would be. Reviewed on: 16th April 2025

Easy to apply had no issues

Easy to apply i had no issues only took a matter of minutes I would recommend to family and friends Reviewed on: 16th April 2025

We have used Zopa a few times now.

We have used Zopa a few times now. No problems with service. Money transfer was quick and easy once accepted. So used again! Reviewed on: 16th April 2025

Brilliant service fast and efficient

Brilliant service fast and efficient Reviewed on: 16th April 2025

Easy to apply and manage my loan

Easy to apply and manage my loan Reviewed on: 16th April 2025

Easy to deal with excellent customer service

Easy to deal with excellent customer service Reviewed on: 16th April 2025

Very efficient and fast service delivery

Very efficient and fast service delivery Reviewed on: 16th April 2025

i was only browsing

i was only browsing whilst thinking of getting a loan to consolidate my others (ran up during covid) into a single payment, when i saw the offer Zopa were making i had to take a closer look at it. Needless to say i took out the loan and even thought it is over a slightly longer time i worked out i have saved over £1000 by using zopa Reviewed on: 16th April 2025

Great service

Clear application, competitive rates and excellent service Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from NHS Credit Union 4.92 from 363 reviews
Payday Loan
from CASHASAP 4.12 from 2 reviews
Bridging
from OSL Financial Services Ltd 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub