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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Great and simple process.

Great and simple process. I was surprised at how easy the process was. Reviewed on: 16th April 2025

No hassle easy to sort out, Quick decision everythin...

No hassle easy to sort out, Quick decision everything done within minutes, many thanks Reviewed on: 16th April 2025

Easy loan application.

Easy loan application. Layout in app to see monthly payments Reviewed on: 16th April 2025

Clear details

The application process is really straightforward and the details are clearly explained. Reviewed on: 16th April 2025

Bliss and efficiency is amazing.

Bliss and efficiency is amazing. Reviewed on: 16th April 2025

Excellent service.

Excellent service. I can't complaint Reviewed on: 16th April 2025

Quick and easy - easy to use app for overpayments or...

Quick and easy - easy to use app for overpayments or settling account Reviewed on: 16th April 2025

Simple application process.

Simple application process. Quick receipt of funds Reviewed on: 16th April 2025

Very easy to apply and customer service is excellent!

Very easy to apply and customer service is excellent!!! Reviewed on: 16th April 2025

Competitive rates, great service.

Rates were competitive, service was good and very efficient and professional. Reviewed on: 16th April 2025

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