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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

i was only browsing

i was only browsing whilst thinking of getting a loan to consolidate my others (ran up during covid) into a single payment, when i saw the offer Zopa were making i had to take a closer look at it. Needless to say i took out the loan and even thought it is over a slightly longer time i worked out i have saved over £1000 by using zopa Reviewed on: 16th April 2025

Great service

Clear application, competitive rates and excellent service Reviewed on: 16th April 2025

Quick and easy to deal with

Very easy to deal with. Quick response to loan application. Reviewed on: 16th April 2025

Great and simple process.

Great and simple process. I was surprised at how easy the process was. Reviewed on: 16th April 2025

No hassle easy to sort out, Quick decision everythin...

No hassle easy to sort out, Quick decision everything done within minutes, many thanks Reviewed on: 16th April 2025

Easy loan application.

Easy loan application. Layout in app to see monthly payments Reviewed on: 16th April 2025

Clear details

The application process is really straightforward and the details are clearly explained. Reviewed on: 16th April 2025

Bliss and efficiency is amazing.

Bliss and efficiency is amazing. Reviewed on: 16th April 2025

Excellent service.

Excellent service. I can't complaint Reviewed on: 16th April 2025

Quick and easy - easy to use app for overpayments or...

Quick and easy - easy to use app for overpayments or settling account Reviewed on: 16th April 2025

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