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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Zopa, who hwloed ke as a saver and borrower

I have had a loan with Zopa, I have savings and a cash Isa with Zopa now and they have been excellent in the rates they offer, with my self both as a saver and a borrower. The bonus percentage i had for the first 6 months of having my cash Isa earned me an extra near £40 on too of the regular Isa interest. It makes me want to save more! Also it was easy to settle my loan balance which at a time where my father had passed away just made it smooth and painless. I highly recommend Zopa I’m the aspects I have experienced with them. Reviewed on: 16th April 2025

Great Service!

I found apply so straight forward, was quick and simple! The loan went straight into my account and I was able to use it straight away to consolidate other debt. Completely recommend Zopa, they’ve been great at keeping in touch with me since opening my account as well. Reviewed on: 16th April 2025

Great people best loan company I have ever dealt wit...

Great people best loan company I have ever dealt with I wanted money off my credit card and it was there well done Zopa 10 out of 10 Reviewed on: 16th April 2025

Seamless service, professional and efficient staff.

Seamless service, professional and efficient staff. Reviewed on: 16th April 2025

Very quick decision and turnaround

Very quick decision and turnaround Reviewed on: 16th April 2025

Ease of use,informs you what and where you've used it.

Ease of use,informs you what and where you've used it. Reviewed on: 16th April 2025

High Interest

Very high interest rates even for confirmed repayment record Reviewed on: 16th April 2025

You were very efficient and helpful in short time it...

You were very efficient and helpful in short time it took to get mybloan Reviewed on: 16th April 2025

I've had 3 different loans with yourselves and can't...

I've had 3 different loans with yourselves and can't fault anything. And the app also is very good and can keep an eye in all my accounts Reviewed on: 16th April 2025

Fabulous all round

Easy to use app. Great options to pay early. Clear how much you owe. Reviewed on: 16th April 2025

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