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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Easy to use and no hassle and am paying it back on t...

Easy to use and no hassle and am paying it back on time every month helped me out Reviewed on: 16th April 2025

Meant problem with credit card or loan

Meant problem with credit card or loan Reviewed on: 16th April 2025

Fast efficient process, got the loan in 10 mins, rea...

Fast efficient process, got the loan in 10 mins, really easy app to use, highky recommended. Only issue is that the APR was higher than I would have liked Reviewed on: 16th April 2025

Zopa, who hwloed ke as a saver and borrower

I have had a loan with Zopa, I have savings and a cash Isa with Zopa now and they have been excellent in the rates they offer, with my self both as a saver and a borrower. The bonus percentage i had for the first 6 months of having my cash Isa earned me an extra near £40 on too of the regular Isa interest. It makes me want to save more! Also it was easy to settle my loan balance which at a time where my father had passed away just made it smooth and painless. I highly recommend Zopa I’m the aspects I have experienced with them. Reviewed on: 16th April 2025

Great Service!

I found apply so straight forward, was quick and simple! The loan went straight into my account and I was able to use it straight away to consolidate other debt. Completely recommend Zopa, they’ve been great at keeping in touch with me since opening my account as well. Reviewed on: 16th April 2025

Great people best loan company I have ever dealt wit...

Great people best loan company I have ever dealt with I wanted money off my credit card and it was there well done Zopa 10 out of 10 Reviewed on: 16th April 2025

Seamless service, professional and efficient staff.

Seamless service, professional and efficient staff. Reviewed on: 16th April 2025

Very quick decision and turnaround

Very quick decision and turnaround Reviewed on: 16th April 2025

Ease of use,informs you what and where you've used it.

Ease of use,informs you what and where you've used it. Reviewed on: 16th April 2025

High Interest

Very high interest rates even for confirmed repayment record Reviewed on: 16th April 2025

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