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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Quick turnaround on decisions.

Quick turnaround on decisions. Call to make sure that you understand the usual caveats and that you can afford the payments. Cash is in the bank fairly quickly afterwards. Reviewed on: 16th April 2025

Fantastic service from start to finish

Fantastic service from start to finish Reviewed on: 16th April 2025

The quick and efficient service at every part of the...

The quick and efficient service at every part of the process would make me use Zopa again and would definitely consider other financial products with them. Reviewed on: 16th April 2025

Financial support

Always there when I need financial support at good rates will always come back cheers Reviewed on: 16th April 2025

Excellent service, helpful staff

Excellent service, helpful staff Reviewed on: 16th April 2025

very easy for me to do anything managing calls email...

very easy for me to do anything managing calls email lots of offers Reviewed on: 16th April 2025

Easy to find what you need and apply.

Easy to find what you need and apply. No fuss and very quick Reviewed on: 16th April 2025

Really easy and straightforward to deal with

Really easy and straightforward to deal with Reviewed on: 16th April 2025

Super fast approval and the money were available lit...

Super fast approval and the money were available literally in an instant. Really Zopa has gone above and beyond. They are fantastic. Reviewed on: 16th April 2025

Very easy to implement the loan

Very easy to apply for the loan and money went in your bank very quickly with no problems easy internet connection for adding more payments if I wished Reviewed on: 16th April 2025

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