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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Thoroughly recommend.

Easy to access the finance quickly with no problem at all and at a good rate. The whole process was completed efficiently and professionally without any problems. Reviewed on: 16th April 2025

All done online quick and easy to understand money i...

All done online quick and easy to understand money in bank before I new it. Would recommend it to everyone Reviewed on: 16th April 2025

Flawless!!!

Very smooth process, can’t complain! Reviewed on: 16th April 2025

Very quick and efficient No problems and very straig...

Very quick and efficient No problems and very straightforward Reviewed on: 16th April 2025

Rate rather on the high side though process was fast

Rate rather on the high side though process was fast Reviewed on: 16th April 2025

Friendly, fast, fair service, queries answered quick...

Friendly, fast, fair service, queries answered quickly, all information required at your finger tips, love that it’s online and convenient Reviewed on: 16th April 2025

So quick and easy to deal with and friendly

So quick and easy to deal with and friendly Reviewed on: 16th April 2025

Straight forward no problems, filled in application...

Straight forward no problems, filled in application no awkward calls. Money in the bank Straight away. I would highly recommend Zopa. Reviewed on: 16th April 2025

Very happy easy to use app and easy to follow...

Very happy easy to use app and easy to follow Reviewed on: 16th April 2025

Easy application process and the app is simple to op...

Easy application process and the app is simple to operate Reviewed on: 16th April 2025

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