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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Smart sense loans

Supportive, has been very helpful and no hassle Reviewed on: 16th April 2025

The best, why go to others when your service is the...

The best, why go to others when your service is the tops Reviewed on: 16th April 2025

Easy online application

I used the online application any bit was very easy to use Reviewed on: 16th April 2025

Excellent smooth process from applying to receiving...

Excellent smooth process from applying to receiving payment into account Reviewed on: 16th April 2025

Easy and smooth process with everything explained

Easy and smooth process with everything explained Reviewed on: 16th April 2025

Good communication

Zopa was a very company that makes you get your loan easily Reviewed on: 16th April 2025

Swift and professional.

Swift and professional. Decision was quick and money deposited with no delays Reviewed on: 16th April 2025

Personal loan .

I applied for a personal loan. Wax so quick and easy in the APP. Was all sorted within a day. Reviewed on: 16th April 2025

Very easy, helpful, seamless service.

Very easy, helpful, seamless service. Reviewed on: 16th April 2025

First class service, efficient easy to use decision...

First class service, efficient easy to use decision quick and money in bank fast Reviewed on: 16th April 2025

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