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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy, well supported service by the team and an exce...

Easy, well supported service by the team and an excellent app to help manage. Reviewed on: 16th April 2025

Great to help rebuild credit and good service

Great to help rebuild credit and good service Reviewed on: 16th April 2025

Efficient and professional service.

Efficient and professional service. Made the whole application process very easy and quick. Reviewed on: 16th April 2025

An honest review

Ease of access to setup the loan, fantastic comms and very useful & easy to navigate phone app to manage the account with! Reviewed on: 16th April 2025

Very straightforward lending process.

Very straightforward lending process. Were kind to offer me the loan as my credit wasn’t great at the time. App really helpful making it easy to manage the loan. Reviewed on: 16th April 2025

Really pleased and positive - sensible, realistic an...

Really pleased and positive - sensible, realistic and helpful. Reviewed on: 16th April 2025

Excellent had no problems and I would recommend to m...

Excellent had no problems and I would recommend to my friends and family Reviewed on: 16th April 2025

I have had two loans through Zopa, very quick and ea...

I have had two loans through Zopa, very quick and easy process both times. Reviewed on: 16th April 2025

Zopa is Fantastic!.

My definition for Zopa! ZOPA – “Zero Overhead, Positive Access” • Z – Zero Hassle Application: Easy, fast, and fully online application process. • O – Open Rates: Transparent interest rates with no hidden fees. • P – Personalised Offers: Tailored loan options based on individual credit profiles. • A – Access for All: Loans designed to be accessible and fair for a wide range of customers. Reviewed on: 16th April 2025

Fantastic rates.

Fantastic rates. Easy to use app. Customer service has been great so far. Reviewed on: 16th April 2025

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