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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy online application

I used the online application any bit was very easy to use Reviewed on: 16th April 2025

Excellent smooth process from applying to receiving...

Excellent smooth process from applying to receiving payment into account Reviewed on: 16th April 2025

Easy and smooth process with everything explained

Easy and smooth process with everything explained Reviewed on: 16th April 2025

Good communication

Zopa was a very company that makes you get your loan easily Reviewed on: 16th April 2025

Swift and professional.

Swift and professional. Decision was quick and money deposited with no delays Reviewed on: 16th April 2025

Personal loan .

I applied for a personal loan. Wax so quick and easy in the APP. Was all sorted within a day. Reviewed on: 16th April 2025

Very easy, helpful, seamless service.

Very easy, helpful, seamless service. Reviewed on: 16th April 2025

First class service, efficient easy to use decision...

First class service, efficient easy to use decision quick and money in bank fast Reviewed on: 16th April 2025

Very supportive and help with any queries

Very supportive and help with any queries Reviewed on: 16th April 2025

Easy well informed really good app reminders are great

Easy well informed really good app reminders are great Reviewed on: 16th April 2025

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