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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

I got the money you needed as soon as possible.

I got the money you needed as soon as possible. Other companies had asked me for high interest rates. Your interest rates are lower than others Reviewed on: 16th April 2025

Easy to deal with , great customer service great rat...

Easy to deal with , great customer service great rates and easy to apply Reviewed on: 16th April 2025

Very helpful and easy to see what you need to pay ba...

Very helpful and easy to see what you need to pay back, great app as well Reviewed on: 16th April 2025

brilliant

brilliant and easy to work with great company and staff Reviewed on: 16th April 2025

Really easy to apply.

Really easy to apply. Received money promptly. I have used zopa multiplwmw times. Always been straight forward to apply and repay Early. Also like the flexibility of changing payment dates Reviewed on: 16th April 2025

Zopa for the win

Absolutely no issues, seamless process and easy to navigate the whole system. Fab! Reviewed on: 16th April 2025

Simply the best

Communication and great competitive rates plus a whole range of money products easy to use App Reviewed on: 16th April 2025

All good in

All good from start to finishgood rates easy to use service Reviewed on: 16th April 2025

Smart sense loans

Supportive, has been very helpful and no hassle Reviewed on: 16th April 2025

The best, why go to others when your service is the...

The best, why go to others when your service is the tops Reviewed on: 16th April 2025

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