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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Extremely good provider, professional, helpful and v...

Extremely good provider, professional, helpful and very reasonable on the APR Reviewed on: 16th April 2025

Easy, polite, quick service easy app to keep check

Easy, polite, quick service easy app to keep check Reviewed on: 16th April 2025

Love zopa while my own bank couldn't give me a loan...

Love zopa while my own bank couldn't give me a loan zopa offered me it instantly and so easy to use love this app . Reviewed on: 16th April 2025

Easy to use app I can track all my finances.

Easy to use app I can track all my finances. Helpful suggestions and the offers are great. Reviewed on: 16th April 2025

Had a loan when I most needed it no fuss quick depos...

Had a loan when I most needed it no fuss quick deposit and excellent service Reviewed on: 16th April 2025

Simply the best!

I found the whole loan process was simply the best. It was easy to apply, good rates and considered my affordability. They were very flexible when I needed to change my payment dates. Lovely staff with customer first attitude. I found the options on the app very helpful to keep me regularly updated on my payments and where they were up to. I am nearly finished paying back my four year loan and look forward to celebrating! Reviewed on: 16th April 2025

Amazing service and easy to use the app

Amazing service and easy to use the app Reviewed on: 16th April 2025

Great app and great customer service regarding loans...

Great app and great customer service regarding loans,easy process always Reviewed on: 16th April 2025

Easy peasy.

Easy to apply for and very helpful staff. Also so quick and easy and in my bank account in no time at all. Reviewed on: 16th April 2025

Excellent Service

The loan application process was very straightforward to complete and the money was transferred into my account within 2 hours. I was extremely grateful as it really dug me out of a big hole. Reviewed on: 16th April 2025

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