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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Zopa is Fantastic!.

My definition for Zopa! ZOPA – “Zero Overhead, Positive Access” • Z – Zero Hassle Application: Easy, fast, and fully online application process. • O – Open Rates: Transparent interest rates with no hidden fees. • P – Personalised Offers: Tailored loan options based on individual credit profiles. • A – Access for All: Loans designed to be accessible and fair for a wide range of customers. Reviewed on: 16th April 2025

Fantastic rates.

Fantastic rates. Easy to use app. Customer service has been great so far. Reviewed on: 16th April 2025

Extremely good provider, professional, helpful and v...

Extremely good provider, professional, helpful and very reasonable on the APR Reviewed on: 16th April 2025

Easy, polite, quick service easy app to keep check

Easy, polite, quick service easy app to keep check Reviewed on: 16th April 2025

Love zopa while my own bank couldn't give me a loan...

Love zopa while my own bank couldn't give me a loan zopa offered me it instantly and so easy to use love this app . Reviewed on: 16th April 2025

Easy to use app I can track all my finances.

Easy to use app I can track all my finances. Helpful suggestions and the offers are great. Reviewed on: 16th April 2025

Had a loan when I most needed it no fuss quick depos...

Had a loan when I most needed it no fuss quick deposit and excellent service Reviewed on: 16th April 2025

Simply the best!

I found the whole loan process was simply the best. It was easy to apply, good rates and considered my affordability. They were very flexible when I needed to change my payment dates. Lovely staff with customer first attitude. I found the options on the app very helpful to keep me regularly updated on my payments and where they were up to. I am nearly finished paying back my four year loan and look forward to celebrating! Reviewed on: 16th April 2025

Amazing service and easy to use the app

Amazing service and easy to use the app Reviewed on: 16th April 2025

Great app and great customer service regarding loans...

Great app and great customer service regarding loans,easy process always Reviewed on: 16th April 2025

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