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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy application, super fast payment in to my account

Easy application, super fast payment in to my account Reviewed on: 16th April 2025

Very easy to use and money deposits within 4 hours e...

Very easy to use and money deposits within 4 hours excellent service Reviewed on: 16th April 2025

Really easy to navigate and all info is transparent

Really easy to navigate and all info is transparent Reviewed on: 16th April 2025

Easy to apply, quick decision, overall a good experi...

Easy to apply, quick decision, overall a good experience Reviewed on: 16th April 2025

Had two loans with zopa and been great rates

Had two loans with zopa and been great rates Reviewed on: 16th April 2025

Excellent Service, Easy to use online Quick and easy...

Excellent Service, Easy to use online Quick and easy swift reply on getting accepted No hidden extras Reviewed on: 16th April 2025

Straight forward lending, you know where you are

Straight forward lending, you know where you are Reviewed on: 16th April 2025

Excellent service.

Excellent service. Quick and easy to navigate with very good rates Reviewed on: 16th April 2025

A listening bank !

Good straightforward loan, one minor glitch when I changed banks but quickly resolved by helpful staff Reviewed on: 16th April 2025

Good for helping with credit.

Good for helping with credit. Flexibility of how you pay Reviewed on: 16th April 2025

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