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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Easy peasy.

Easy to apply for and very helpful staff. Also so quick and easy and in my bank account in no time at all. Reviewed on: 16th April 2025

Excellent Service

The loan application process was very straightforward to complete and the money was transferred into my account within 2 hours. I was extremely grateful as it really dug me out of a big hole. Reviewed on: 16th April 2025

Easy application, super fast payment in to my account

Easy application, super fast payment in to my account Reviewed on: 16th April 2025

Very easy to use and money deposits within 4 hours e...

Very easy to use and money deposits within 4 hours excellent service Reviewed on: 16th April 2025

Really easy to navigate and all info is transparent

Really easy to navigate and all info is transparent Reviewed on: 16th April 2025

Easy to apply, quick decision, overall a good experi...

Easy to apply, quick decision, overall a good experience Reviewed on: 16th April 2025

Had two loans with zopa and been great rates

Had two loans with zopa and been great rates Reviewed on: 16th April 2025

Excellent Service, Easy to use online Quick and easy...

Excellent Service, Easy to use online Quick and easy swift reply on getting accepted No hidden extras Reviewed on: 16th April 2025

Straight forward lending, you know where you are

Straight forward lending, you know where you are Reviewed on: 16th April 2025

Excellent service.

Excellent service. Quick and easy to navigate with very good rates Reviewed on: 16th April 2025

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