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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Very easy an fast approval would recommend

5
Very easy an fast approval would recommend Reviewed on: 6th March 2026

Hassel free application, good quality and easy to us...

5
Hassel free application, good quality and easy to use app. Reviewed on: 6th March 2026

Everything has been explained to me made me feel wel...

5
Everything has been explained to me made me feel welcome Reviewed on: 6th March 2026

Zopa has helped me a few times in the past and are s...

5
Zopa has helped me a few times in the past and are still continuing to help me, thank you Reviewed on: 6th March 2026

Great company well worth using them for loans etc.

5
Great company well worth using them for loans etc. professional and efficient Reviewed on: 6th March 2026

Such a straightforward experience with amazing low i...

5
Such a straightforward experience with amazing low interest rates and sent efficiently to my account. Quite simply perfect and delivered me complete peace of mind Reviewed on: 6th March 2026

Zopa process is clear and client centric

5
The full process was very clear, communication through website and e-mails was professional and easy to understand. All details provided in a very clear way. Reviewed on: 6th March 2026

Great service

5
The loan application was seamless, I can do all I want and also get answers to my query on my APP Reviewed on: 6th March 2026

Everything was done professionally and quickly

5
Everything was done professionally and quickly Reviewed on: 6th March 2026

Very easy online loan application process.

5
Very easy online loan application process. Approved quickly ; money arrived in my account immediately. Reviewed on: 6th March 2026

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