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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very quick decision and receiving money

Very quick decision and receiving money Reviewed on: 15th April 2026

Easy of applying

The application process has been quick and straight forward. The whole process was easy to follow and I was informed every step of the way. Reviewed on: 15th April 2026

Easy to deal with and easy to change payment dates...

Easy to deal with and easy to change payment dates Reviewed on: 15th April 2026

Easy to use, always been very helpful

Easy to use, always been very helpful Reviewed on: 15th April 2026

Recently chose Loan from Zopa with only slightly hi...

Recently chose Loan from Zopa with only slightly higher APR than other financial provider mainly because how happy I was with Zopa app! I have several credit cards and apps and I found Zopa is the easiest. Favourite feature is “Extra payment” will tell you how much interest you saved and how much cheaper your payment will be. You find “loan details” or you can clink on “pay off your loan” and it generates quote within second and sends to your email address with telling you how much you will save interest. Reviewed on: 15th April 2026

The process couldn’t have been easier

The process couldn’t have been easier, even though I am self employed! Reviewed on: 15th April 2026

Outstanding company

Smooth process and customer service is excellent Reviewed on: 15th April 2026

Helpful Staff

I had a technical difficulty with my bank, but with ZOPA's help the problem was resolved Reviewed on: 15th April 2026

Superb service !

I applied for a loan online and in less than half a day the amount was agreed and funds paid into my bank account!!! Superb service from start to finish . Reviewed on: 15th April 2026

Application was straightforward and approved in seco...

Application was straightforward and approved in seconds. Your loan is linked to your Zopa app so you can see your progress to paying your loan back. Highly recommended for anyone with a Zopa account that is looking for a loan to give it a go. Reviewed on: 15th April 2026

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