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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Good company

Never had a problem and try to help anyway they can Reviewed on: 6th March 2026

Very good experience

Very good experience in applying for the loan Reviewed on: 6th March 2026

I have had a very good experience with Zopa.

I have had a very good experience with Zopa. The website was easy to use, plenty of detail that I could understand and a quick decision once details passed on. The money was quickly transferred to my bank and, all necessary paperwork was emailed to me quickly and clearly. Reviewed on: 6th March 2026

Fast, easy, simple. Highly recommended

I had a very positive experience with this company. The application process was straightforward, communication was clear, and the funds were released quickly. The staff were helpful and professional throughout, which made the whole process stress-free. I would happily recommend them to others. Reviewed on: 6th March 2026

Easy to use and very quick.

Easy to use and very quick. Loan agreed instantly Reviewed on: 6th March 2026

Not everyone is great on the net.

Not everyone is great on the net. .But it was a easy peezy lemon squeezy application form and easy to complete..and very quick on transfers Reviewed on: 6th March 2026

Superstars thank you!

I was so grateful you allowed my loan in no time at all. It saved me massively with an out of the blue upset can’t thank you enough for trusting me. Reviewed on: 6th March 2026

Zopa is like having a best friend borrow you money.

Zopa is like having a best friend borrow you money. As long as you pay them back on time you don’t get any issues with them. Reviewed on: 6th March 2026

Awesome app is simple to use.

Awesome app is simple to use.Rates are good too.Highly recommend Reviewed on: 6th March 2026

After years of being rejected elsewhere.

After years of being rejected elsewhere. I had a fantastic experience. despite not having the perfect score my loan was approved in seconds and funds were in my account within minutes. Reviewed on: 6th March 2026

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