Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

It was so easy to use the application,and I had an a...

It was so easy to use the application,and I had an answer very quickly. Reviewed on: 15th April 2026

Easy to arrange.

Easy to arrange money arrived in hours. Pay back painless Reviewed on: 15th April 2026

Fantastic

Applied for a loan, was accepted and the money was sent within minutes, all documents were sent clearly and promptly Reviewed on: 15th April 2026

Easy to apply and easy to fill out application

Easy to apply and easy to fill out application Reviewed on: 15th April 2026

What’s not to love?

A simple sensible application process followed up with great customer service and empathy. What’s not to love about that? Reviewed on: 15th April 2026

First class customer service nl

First class customer service, from initial application to confirmation with staff at Zopa Reviewed on: 15th April 2026

Great place to get a loan

Every time I need an emergency loan I have never been declined great customer service and really take care of you Reviewed on: 15th April 2026

Your power rating updates really slowly and normally...

Your power rating updates really slowly and normally way behind real time. Your interest rates are on the high side compared with HSBC and TSB, I will be looking to move my loans asap to a provider who can offer better rates. Reviewed on: 15th April 2026

Have a personal loan from Zopa.

Have a personal loan from Zopa. Great rates and options. I have a hight borrowing power but the app states I have low disposable income, which is incorrect. I have spoken to customer services about this but these incorrect details have not been updated. Reviewed on: 15th April 2026

Great always help on hand.

Great always help on hand. Easy to access Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Leeds Credit Union 4.31 from 11 reviews
Bridging Loan
from Oakbridge 0.00 from 0 reviews
Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub