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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Prompt precise polite service.

Prompt precise polite service.Will use again and would have no hesitation in recommending Reviewed on: 15th April 2026

You get a Lota when you deal with Zopa.. ,...

So easy to apply ,from start to Finnish, effortless, decision in minutes and paid into my account within hours, I would highly recommend Zopa, not a name I'd usually look at, but I was highly surprised with their offers and how quick and easy the whole process was Reviewed on: 15th April 2026

Easy and simple process , I like using the Zopa App...

Easy and simple process , I like using the Zopa App as easy to track my loan and payments Reviewed on: 15th April 2026

Really easy to deal with, made the experience easy a...

Really easy to deal with, made the experience easy and stressfree Reviewed on: 15th April 2026

Excellent all round service

Quick efficient online service and helpful and polite customer service to complete the application. Reviewed on: 15th April 2026

First loan with Zopa but gave a good rate and quick...

First loan with Zopa but gave a good rate and quick payment Reviewed on: 15th April 2026

Brilliant people.

Brilliant people. Every time great customer service and very easy account process. Reviewed on: 15th April 2026

Rewarding

Most terrifying, waiting for acceptance. Reviewed on: 15th April 2026

Absolutely brilliant, great service and very fast

Absolutely brilliant, great service and very fast Reviewed on: 15th April 2026

Zopa are my go-to company for loans.

Zopa are my go-to company for loans. It is not the interest rate that attracts me but their reliability and fairness in the way they handle my applications Reviewed on: 15th April 2026

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