Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

View other Zopa products

4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68052)

Clear concise information with clarity at every step

Clear concise information with clarity at every step Reviewed on: 6th March 2026

Great value loan.

Great value loan. Easy to arrange. Fabulous app, so easy to keep track on everything. Reviewed on: 6th March 2026

Swift and easy what more could you ask for

Swift and easy what more could you ask for Reviewed on: 6th March 2026

Very straightforward application.

Very straightforward application. Easy to use app. Reviewed on: 6th March 2026

Great app

Really easy to understand the online page, can pay more if you want Reviewed on: 6th March 2026

Just so easy to use, good app and quick to deposit m...

Just so easy to use, good app and quick to deposit money into my account Reviewed on: 6th March 2026

Very professional and easy to understand

Very professional and easy to understand Reviewed on: 6th March 2026

Hollyday

Very happy have the best holiday with my loan Reviewed on: 6th March 2026

easy to use and you get the funds instantly.

Really easy to use and you get the funds instantly. Everything done online or via the app which makes it really convenient Reviewed on: 6th March 2026

I have a mortgage and a loan excellent company

I have a mortgage and a loan excellent company Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Finance (discontinued)
from Halcyon Bridging Finance (inactive company) 0.00 from 0 reviews
Loans
from M for Money Credit Union 4.94 from 53 reviews
Loans (discontinued)
from National Fire Savers Credit Union (inactive company) 1.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub