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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Applied to borrow money, was clear and fast service...

Applied to borrow money, was clear and fast service and was happy with what was provided Reviewed on: 15th April 2026

Saved my bacon.

Easy application process, the decision could have been a little faster. But overall great. Reviewed on: 15th April 2026

Five star

Excellent just need to add more loan eligibility in the app it’s self Reviewed on: 15th April 2026

Most helpful money company with assistance

Zopa was helpful when I needed the help. I was able to get the assisrance when needed. There rate was good as well compared to others. Reviewed on: 15th April 2026

Very good, easy to use, regular updates

Very good, easy to use, regular updates Reviewed on: 15th April 2026

ZOPA - loans made easy

Was a simple process when applying and made the application easy. Got the loan approved and received the money quickly and repayments are low and fair. Good to have an app that I can use to onto my loan and all my repayments. Reviewed on: 15th April 2026

Easy to deal with .

Easy to deal with . Nice simple website explaining everything you need to. Money landed in my account within seconds. Reviewed on: 15th April 2026

Great customer service and communication

Great customer service and communication Reviewed on: 15th April 2026

Zopa were very helpful with assisting me to secure a...

Zopa were very helpful with assisting me to secure a small loan , very prompt and very efficient .. I highly recommend them . Reviewed on: 15th April 2026

Happy customer

Straight forward to apply very quick money transfer Reviewed on: 15th April 2026

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