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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

My experience with Zopa was good The system was user...

My experience with Zopa was good The system was user friendly. Reviewed on: 15th April 2026

Easy app to use.

Easy app to use. Very straightforward application process, quick decision and can make regular overpayments easily Reviewed on: 15th April 2026

Very quick and easy to use.

Very quick and easy to use. made taking the loan out quick and stress free and helped us buy the car Reviewed on: 15th April 2026

The best!

Always helpful customer service and very fair with payment plans Reviewed on: 15th April 2026

I have always found Zopa easy to use

I have always found Zopa easy to use and very helpful when I needed loans Reviewed on: 15th April 2026

Easy to navigate website etc & very clear

Easy to navigate website etc & very clear Reviewed on: 15th April 2026

First class, well researched and straight forward

First class, well researched and straight forward decision with super fast payment Reviewed on: 15th April 2026

Brilliant service.

Brilliant service. Easy to apply. Great rates. Easy to use app to keep track. Reviewed on: 15th April 2026

My loan was needed to pay bills and it was all seaml...

My loan was needed to pay bills and it was all seamless. I applied for the money and within a few days it was in my bank. Reviewed on: 15th April 2026

Smooth, Stress Free Banking Experience

Zopa has been reliable and flexible, which gives me confidence in using them. They communicate clearly and make everything easy to manage. A genuinely positive banking experience. Reviewed on: 15th April 2026

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