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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick efficient service.

Quick efficient service. No hassle with a good easy to use app Reviewed on: 15th April 2026

They made ever step easy

They made ever step easy to understand and the hole process was done in very quick time would highly recommend Reviewed on: 15th April 2026

Applied to borrow money, was clear and fast service...

Applied to borrow money, was clear and fast service and was happy with what was provided Reviewed on: 15th April 2026

Saved my bacon.

Easy application process, the decision could have been a little faster. But overall great. Reviewed on: 15th April 2026

Five star

Excellent just need to add more loan eligibility in the app it’s self Reviewed on: 15th April 2026

Most helpful money company with assistance

Zopa was helpful when I needed the help. I was able to get the assisrance when needed. There rate was good as well compared to others. Reviewed on: 15th April 2026

Very good, easy to use, regular updates

Very good, easy to use, regular updates Reviewed on: 15th April 2026

ZOPA - loans made easy

Was a simple process when applying and made the application easy. Got the loan approved and received the money quickly and repayments are low and fair. Good to have an app that I can use to onto my loan and all my repayments. Reviewed on: 15th April 2026

Easy to deal with .

Easy to deal with . Nice simple website explaining everything you need to. Money landed in my account within seconds. Reviewed on: 15th April 2026

Great customer service and communication

Great customer service and communication Reviewed on: 15th April 2026

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