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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Very quick and easy, money in account within 5 minut...

Very quick and easy, money in account within 5 minutes of being told I was accepted. Reviewed on: 6th March 2026

Why go elsewhere?

Great comms, easy process to undertake, fast payment and great terms, what’s not to like? I would recommend Zopa to anyone looking for a reputable and competitive lender. Reviewed on: 6th March 2026

Fantastic service and easy system.

Fantastic service and easy system. Reviewed on: 6th March 2026

Very good service & very quick to receive the product.

Very good service & very quick to receive the product. Highly recommended Reviewed on: 6th March 2026

Quick and simple value

Went online to look for a loan. Entered details in to Zopa, got a couple of loan options that were well explained. Accepted the terms for on e and had the money in my account within the hour. Can't fault. Reviewed on: 6th March 2026

Good option for a loan provider.

Good option for a loan provider. Appreciated being given approval at a difficult time. Reviewed on: 6th March 2026

Not the last time!

Easy process, very competitive rates offered Reviewed on: 6th March 2026

I have had 3 loans from Zopa

I have had 3 loans from Zopa now and all have been easily run and transparent. Interest rates seem fair. I have repaid 2 loans and these have both reflected on my credit file within a month Reviewed on: 6th March 2026

Quick and easy to get a loan

Quick and easy to get a loan, no problems just simple and money is in the account within minutes Reviewed on: 6th March 2026

Very simple and quick process

I needed a loan loan quickly for a purchase and their no hassle system appealed to my needs, very quick turnaround and money in account very swiftly, what a fantastic service Reviewed on: 6th March 2026

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