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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

So helpful from start to finish with my application.

So helpful from start to finish with my application. Thank you customer service. Reviewed on: 15th April 2026

Welcoming and friendly service.

Welcoming and friendly service. Easy to understand product, straightforward application process with good communication throughout. Reviewed on: 15th April 2026

I have borrowed from Zopa for the last seven years.

I have borrowed from Zopa for the last seven years.Excellent products and super service. Reviewed on: 15th April 2026

Really good experience with staff.

Really good experience with staff. Positive responses to my requests. Treated as a responsible adult when discussing a loan application. The app is easy to use and is responsive to modern day needs. Reviewed on: 15th April 2026

I made a mistake during my application and I was hel...

I made a mistake during my application and I was help to correct my error and was able to carry on and complete my application thank you Reviewed on: 15th April 2026

Easy to open the account, option to smart save

Easy to open the account, option to smart save Reviewed on: 15th April 2026

I’m old enough to remember when

I’m old enough to remember when we would talk to our bank managers! The Zopa experience feels the same! Just a few questions to answer truthfully and a loan can be yours. Simple, fair and rewarding. I’m a real person btw!! Reviewed on: 15th April 2026

Quick efficient and hassle free money within hours

Quick efficient and hassle free money within hours Reviewed on: 15th April 2026

Had a couple of loans now and so easy to do.

Had a couple of loans now and so easy to do. Effortless. Highly recommended Reviewed on: 15th April 2026

Very easy to apply and the money was in my account i...

Very easy to apply and the money was in my account in minutes Reviewed on: 15th April 2026

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