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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68052)

I will recommend Zopa to anyone who really needs a l...

5
I will recommend Zopa to anyone who really needs a loan without hassles Reviewed on: 6th March 2026

Excelifesaverllent service very quick and efficient

5
Excellent service very quick and efficient Reviewed on: 6th March 2026

Excellent service.

5
Excellent service. Easy loan application and not long to wait for results. Reviewed on: 6th March 2026

Fast efficient service - spot on thank you

5
Fast efficient service - spot on thank you Reviewed on: 6th March 2026

A Loan That's Right For You !!!!!

5
When you apply online, you get a loan amount that's applicable to your credit status. The amount, the APR, the Term and Monthly Repayments are are all easy to see and understand, and it's already approved. Once the Application has been applied for, you are contacted, normally within 2 days, by a member of the Loan Team, who talk you through the Loan Details, Personal Details, and reason for the Loan. Once the call has ended, an email is sent with you Loan Approval, and the Funds are sent directly to your Bank Account within minutes. A very easy and fantastic service. Reviewed on: 6th March 2026

I had a great experience, everything was fast and ea...

5
I had a great experience, everything was fast and easy to do. Reviewed on: 6th March 2026

Easy ti set up and money in minutes

5
Easy ti set up and money in minutes Reviewed on: 6th March 2026

Super, easy

5
Easy application, app easy to use, money available very quickly Reviewed on: 6th March 2026

Fast, value and easy

5
Fast, easy and great value for money. Reviewed on: 6th March 2026

Quick and easy, that what matters

5
Quick and easy, that what matters Reviewed on: 6th March 2026

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