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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa was recommended to me recently on which I enqui...

Zopa was recommended to me recently on which I enquired about loan .. on doing so I put the loan in motion which went through smoothly took 2 hours the money was in my account very impressive I usually take my loans out with Blackhorse which are quite good but Zopa win hands down with there rates would recommend them to family Reviewed on: 15th April 2026

Excellent experience.

Excellent experience. Easy from start to finish would highly recommend Reviewed on: 15th April 2026

The top locker

Just a good company very helpful and not too expensive Reviewed on: 15th April 2026

Very Easy To Apply and a Prompt Efficient Response

Very Easy To Apply and a Prompt Efficient Response Reviewed on: 15th April 2026

Was able to get a loan within 10 mins of...

Was able to get a loan within 10 mins of application Reviewed on: 15th April 2026

Easy and swift no worries would recommend

Easy and swift no worries would recommend Reviewed on: 15th April 2026

Fast and easy access to loans from applying money wa...

Fast and easy access to loans from applying money was in my bank in minutes. Reviewed on: 15th April 2026

Great value for money, try it or miss out.

Great value for money, try it or miss out. Reviewed on: 15th April 2026

Was easy to apply for the loan and the customer serv...

Was easy to apply for the loan and the customer service was very helpful Reviewed on: 15th April 2026

Nothing but excellent quality through

Simple and easy to understand, nothing hidden. Great rates, quick responses and fantastic customer service. Reviewed on: 15th April 2026

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