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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68052)

Consolidation loan

5
Very easy and good service fast money transfer.App works well easy to navigate Reviewed on: 6th March 2026

Excellent provider

5
Great experience so far. Highly recommend. Reviewed on: 6th March 2026

Was a smooth process when I applied for my Loan.

5
Was a smooth process when I applied for my Loan. Reviewed on: 6th March 2026

. Excellent service, used Zopa on several occasions.

5
Excellent service, used Zopa on several occasions. Would highly recommend. Why can't all lending be this way. Reviewed on: 6th March 2026

Loan to pay rent deposit

4
I was trying to move and couldn't get a loan anywhere and thanks to Zopa i was able to afford the deposit. Thank you. Now my son and I live in a better area and he goes to a better suited school for his needs. Thank you Reviewed on: 6th March 2026

Have used Zopa a few times always a great service no...

5
Have used Zopa a few times always a great service no problems at all Reviewed on: 6th March 2026

EXCELLENT

5
It’s been a great experience all through Reviewed on: 6th March 2026

Simple and quick !

5
Very quick and easy , used Zopa on a few occasions and wasn’t even aware of early repayment saving. Very happy Reviewed on: 6th March 2026

Good rate easy to use application

5
Good rate easy to use application Reviewed on: 6th March 2026

so easy and quick and rates cheapest around excellen...

5
so easy and quick and rates cheapest around excellent service all round Reviewed on: 6th March 2026

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