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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Zopa was recommended to me recently on which I enqui...

5
Zopa was recommended to me recently on which I enquired about loan .. on doing so I put the loan in motion which went through smoothly took 2 hours the money was in my account very impressive I usually take my loans out with Blackhorse which are quite good but Zopa win hands down with there rates would recommend them to family Reviewed on: 15th April 2026

Excellent experience.

5
Excellent experience. Easy from start to finish would highly recommend Reviewed on: 15th April 2026

The top locker

4
Just a good company very helpful and not too expensive Reviewed on: 15th April 2026

Very Easy To Apply and a Prompt Efficient Response

5
Very Easy To Apply and a Prompt Efficient Response Reviewed on: 15th April 2026

Was able to get a loan within 10 mins of...

5
Was able to get a loan within 10 mins of application Reviewed on: 15th April 2026

Easy and swift no worries would recommend

4
Easy and swift no worries would recommend Reviewed on: 15th April 2026

Fast and easy access to loans from applying money wa...

5
Fast and easy access to loans from applying money was in my bank in minutes. Reviewed on: 15th April 2026

Great value for money, try it or miss out.

5
Great value for money, try it or miss out. Reviewed on: 15th April 2026

Was easy to apply for the loan and the customer serv...

5
Was easy to apply for the loan and the customer service was very helpful Reviewed on: 15th April 2026

Nothing but excellent quality through

5
Simple and easy to understand, nothing hidden. Great rates, quick responses and fantastic customer service. Reviewed on: 15th April 2026

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