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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Really fast service easy to use

Really fast service easy to use Reviewed on: 15th April 2026

Various loans - best value

I have had various loans from Zopa and they have always offered competitive rates of interest, even against my current credit union. The application process is quick, easy and efficient. Zopa do all the leg work in trying to tailor a loan to which best suits your needs. The pre approval process is also an excellent feature. Reviewed on: 15th April 2026

fast easy process, great customer service

fast easy process, great customer service Reviewed on: 15th April 2026

My experience was brilliant

My experience was brilliant from start to finish really quick and easy application process highly recommended Reviewed on: 15th April 2026

Excellent service

When I’ve contacted them was helpful and left feeling been listened to Reviewed on: 15th April 2026

The process was easy to ask for and the app...

The process was easy to ask for and the app amazing Reviewed on: 15th April 2026

Services qualityGreat quick service

Great quick service and easy to get sorted Reviewed on: 15th April 2026

No complaints

Never had any issues when dealing with Zopa Reviewed on: 15th April 2026

Very helpful

Very helpful in guiding me through the process I almost gave up at one point but the team came to my rescue and saved the day. Reviewed on: 15th April 2026

Easy to Deal With

Easy to apply and secure a loan. Website and App. Helps to keep track of repayments. Reviewed on: 15th April 2026

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