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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Was easy to apply for the loan and the customer serv...

Was easy to apply for the loan and the customer service was very helpful Reviewed on: 15th April 2026

Nothing but excellent quality through

Simple and easy to understand, nothing hidden. Great rates, quick responses and fantastic customer service. Reviewed on: 15th April 2026

Loans with favorable terms

Quick access to my loan with favorable terms Reviewed on: 15th April 2026

Easy application

I applied for a loan....application straight firward and easy....Decision outcome was quick with better interest rate offered by other lender. Money was in my bank witin minutes of application. I have now downloaded there app, easy to navigate. I can check on monies due and when they have been paid. Strongly recomend Zopa..5* Reviewed on: 15th April 2026

Getting a Zopa loan was touble free.

Getting a Zopa loan was touble free, quick and straight forward Reviewed on: 15th April 2026

Excellent experience!

Excellent experience- thank you! Reviewed on: 15th April 2026

Excellent.

Excellent.great job good service Reviewed on: 15th April 2026

Helpful and friendly staff very fast service

Helpful and friendly staff very fast service Reviewed on: 15th April 2026

Quick and easy application for loan and prompt deliv...

Quick and easy application for loan and prompt delivery of funds. No fuss. Highly recommend this bank. Reviewed on: 15th April 2026

Easy Application

Smooth, pain free, quick & easy to apply for loans. Reviewed on: 15th April 2026

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