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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Loans with favorable terms

Quick access to my loan with favorable terms Reviewed on: 15th April 2026

Easy application

I applied for a loan....application straight firward and easy....Decision outcome was quick with better interest rate offered by other lender. Money was in my bank witin minutes of application. I have now downloaded there app, easy to navigate. I can check on monies due and when they have been paid. Strongly recomend Zopa..5* Reviewed on: 15th April 2026

Getting a Zopa loan was touble free.

Getting a Zopa loan was touble free, quick and straight forward Reviewed on: 15th April 2026

Excellent experience!

Excellent experience- thank you! Reviewed on: 15th April 2026

Excellent.

Excellent.great job good service Reviewed on: 15th April 2026

Helpful and friendly staff very fast service

Helpful and friendly staff very fast service Reviewed on: 15th April 2026

Quick and easy application for loan and prompt deliv...

Quick and easy application for loan and prompt delivery of funds. No fuss. Highly recommend this bank. Reviewed on: 15th April 2026

Easy Application

Smooth, pain free, quick & easy to apply for loans. Reviewed on: 15th April 2026

EXCELLENT CARD.

Never had any problems with ZOPA, very Professsional, courteous and caring company. Reviewed on: 15th April 2026

The best out there

I’ve used Zopa a few times now, incredibly professional team and trusted 100%. When I’ve needed a loan, they are my go too! Reviewed on: 15th April 2026

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