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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Easy peasy lemon squeezey to sort out and pays out s...

Easy peasy lemon squeezey to sort out and pays out super duper speedy too! Managed to change payment date without any problems and it worked great and was very easy Reviewed on: 6th March 2026

Successful loan provision

Quick decision making and a very positive experience Reviewed on: 6th March 2026

The Godfather of Instant Loans

I’d heard people talk about Zopa before, but I never paid much attention until I needed it myself. If you’re looking for a reliable and uncomplicated loan service that gives quick access to funds when you need them most, Zopa truly stands out. Honestly, I couldn’t be more grateful. The application process was incredibly easy - as simple as topping up your phone. The whole process felt quick, smooth, and stress-free. The money was in my bank account within seconds, which completely exceeded my expectations. So if you’re looking for a fast, straightforward, and dependable loan service, I’d definitely recommend Zopa Reviewed on: 6th March 2026

Loan for Home improvement.

Easy to obtain information prior to my loan. All staff are courteous and professional. Reviewed on: 6th March 2026

Had 2 loans with Zopa .

Had 2 loans with Zopa . Both experiences were good/ excellent. Reviewed on: 6th March 2026

Really great company have used for years

Really great company , have used for years Reviewed on: 6th March 2026

My loan experience

My experience with Zopa was amazing, I completed my application and received the money in minutes. The outline of repayments were easy to understand and monthly payments were affordable and interest rate was reasonable. Reviewed on: 6th March 2026

Staff are very professional and very helpfull.

All the staff are very professional and very helpfull. Also very friendly and confident in their job. Reviewed on: 6th March 2026

Easy process with quick approval.

Easy process with quick approval. Reviewed on: 6th March 2026

Excellent customer service very easy to apply

Excellent customer service very easy to apply Reviewed on: 6th March 2026

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