Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

View other Zopa products

4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68052)

Decision made in minutes. Excellent service

Decision made in minutes. Money in bank within 10 minutes. No need to speak to anyone, everything done online, excellent service. Reviewed on: 6th March 2026

Polite and professional throughout making the whole...

Polite and professional throughout making the whole experience a pleasurable one Reviewed on: 6th March 2026

Loan application

Applied for a loan , Quick service , excellent person we spoke too , Got the loan .. simple Reviewed on: 6th March 2026

Very easy to deal with.

Very easy to deal with. All in they’re app Reviewed on: 6th March 2026

Quick and easy, decision given immediately and funds...

Quick and easy, decision given immediately and funds in my account in less then 20 minutes after applying Reviewed on: 6th March 2026

Applied and got approved.

Applied and got approved. Excellent customer service Reviewed on: 6th March 2026

Amazing zopla

Very fast trouble free loan no hassle quick transfer of money not like the other lenders couldn’t be happier with the trouble free loan Reviewed on: 6th March 2026

My experience has been very good easy transaction an...

My experience has been very good easy transaction and service has been trouble free.I look forward to using Zopa in the future. Reviewed on: 6th March 2026

Quick and easy process with a fast response, very he...

Quick and easy process with a fast response, very helpful and understanding Reviewed on: 6th March 2026

Ease of appling for the loan and everything was cl...

Ease of applying for the loan and everything was clear to understand. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from MYJAR 4.69 from 108 reviews
Payday Loan
from Bongaloans 0.00 from 0 reviews
Personal loan
from Tesco Bank 3.13 from 78 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub