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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

It's very helpful on time I really recommend to all...

It's very helpful on time I really recommend to all the people who have problem with money for me Italy very good no problem at all thank you so 3 Reviewed on: 15th April 2026

Zopa helped me with my car finance and loans.

Zopa helped me with my car finance and loans. Only downside was the interest rate. Can't take any loans as the percentage was to high. Reviewed on: 15th April 2026

Very easy to use online app and fast loan assessment...

Very easy to use online app and fast loan assessment and approval. The loan interest rate is always reasonable. Reviewed on: 15th April 2026

I have been very impressed with Zopa since taking a...

I have been very impressed with Zopa since taking a loan with them excellent service and easy to navigate around the site Reviewed on: 15th April 2026

Sorted things out very quickly and securely.

Sorted things out very quickly and securely. Reviewed on: 15th April 2026

The best loan provider

A seamless experience and the best rates out there Reviewed on: 15th April 2026

Zopa it makes my life better.

Zopa it makes my life better.Help with with everything,amazing staf.quic,kaind,helpful patient. Reviewed on: 15th April 2026

Excellent customer service

I have car finance with Zopa, whenever I have a problem I know I can speak to any of the team and not feel embarrassed. Reviewed on: 15th April 2026

Simple, transparent and real person to talk with

No hard sell, easy to use online application, all details and responsibilities available to read before signing. Prompt interview with real person to establish my need and explain in simple terms what I was taking on. Prompt decision and money received in advance of promised time. Highly delighted Reviewed on: 15th April 2026

Easy and quick to set up.

Easy and quick to set up. Quick access to the loan and good communication throughout Reviewed on: 15th April 2026

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