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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

I have never had a problem with zopa easy and you ge...

I have never had a problem with zopa easy and you get a answer in minutes Reviewed on: 15th April 2026

Excellent experience.

Excellent experience. Quick an easy Reviewed on: 15th April 2026

It was simple and easy

It was simple and easy to get the loan Reviewed on: 15th April 2026

Swift decision - money transferred immediately.

Swift decision - money transferred immediately. Professional and polite customer service. Reviewed on: 15th April 2026

Zopa's the one for me everytime.

So quick and easy and all done online. I think the whole process was under 10 minutes. Fantastic, will use again in the future. Reviewed on: 15th April 2026

The application process couldn’t be more efficient!

The application process couldn’t be more efficient! I applied and I was accepted straight away. Within minutes the mi eh was in my account! Great app too, so you can easily keep track of the status of the loan Reviewed on: 15th April 2026

Really easy to use and very clear app

Really easy to use and very clear app Reviewed on: 15th April 2026

Excellent fast service

Excellent fast service, loan paid in less than an hour. Very easy to apply online and brilliant app. Reviewed on: 15th April 2026

Very quick decision and receiving money

Very quick decision and receiving money Reviewed on: 15th April 2026

Easy of applying

The application process has been quick and straight forward. The whole process was easy to follow and I was informed every step of the way. Reviewed on: 15th April 2026

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