Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 13th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026
Teri Barker's avatar
Teri Barker

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69091)

Great card.

5
Great card. Super phone app which is also easy to use. Good and useful marketing updates Reviewed on: 15th April 2026
Paul M's avatar
Paul M

Very easy and quick highly recommended

5
Very easy and quick highly recommended Reviewed on: 15th April 2026
David R's avatar
David R

I feel In control

5
The option to choose the amount and pay back period is easy to use and you can choose what suits you. I’ve chosen to pay over 2 years which suits my budget. The app is easy to navigate and I’m able to make additional payments there which is a bonus. Reviewed on: 15th April 2026
natalie4oreilly@ymail.com's avatar
[email protected]

Quick smooth process to apply, security fantastic an...

5
Quick smooth process to apply, security fantastic and felt safe through the whole process and quick transfer. Reviewed on: 15th April 2026
Stuart's avatar
Stuart

No problems at all dealing with them.

5
No problems at all dealing with them.Easy using the app ,and keeps you up to date on everything Reviewed on: 15th April 2026
Robert Platt's avatar
Robert Platt

Easy to apply and quick decisions

5
Very easy to request a loan and decisions given quickly. Payments are easy to do and you can follow your repayment progress in the easy to use app. You are informed when you have more borrowing power and can easily check what repayments would be. Reviewed on: 15th April 2026
Linda Krager's avatar
Linda Krager

Easy to talk to, no silly advice people who listen a...

5
Easy to talk to, no silly advice people who listen and understand any problems you may have, overall a great experience Reviewed on: 15th April 2026
John H's avatar
John H

Excellent service got everything i needed.

5
Excellent service got everything i needed. Reviewed on: 15th April 2026
Grahame J's avatar
Grahame J

Zopa is easy and convienent to use , great that you...

5
Zopa is easy and convienent to use , great that you can make extra payments to reduce payments and pay off loan easier .. all super transparent on APR etc. I often recommend to friends and family Reviewed on: 15th April 2026
Ruth seymour's avatar
Ruth seymour

Lending with Zopa

5
Quick, easy and transparent when applying for any lending facility with Zopa, app is easy and user friendly. no complicated banking jargon which is great straightforward banking Reviewed on: 15th April 2026
Farah H's avatar
Farah H

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill