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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great card.

Great card. Super phone app which is also easy to use. Good and useful marketing updates Reviewed on: 15th April 2026

Very easy and quick highly recommended

Very easy and quick highly recommended Reviewed on: 15th April 2026

I feel In control

The option to choose the amount and pay back period is easy to use and you can choose what suits you. I’ve chosen to pay over 2 years which suits my budget. The app is easy to navigate and I’m able to make additional payments there which is a bonus. Reviewed on: 15th April 2026

Quick smooth process to apply, security fantastic an...

Quick smooth process to apply, security fantastic and felt safe through the whole process and quick transfer. Reviewed on: 15th April 2026

No problems at all dealing with them.

No problems at all dealing with them.Easy using the app ,and keeps you up to date on everything Reviewed on: 15th April 2026

Easy to apply and quick decisions

Very easy to request a loan and decisions given quickly. Payments are easy to do and you can follow your repayment progress in the easy to use app. You are informed when you have more borrowing power and can easily check what repayments would be. Reviewed on: 15th April 2026

Easy to talk to, no silly advice people who listen a...

Easy to talk to, no silly advice people who listen and understand any problems you may have, overall a great experience Reviewed on: 15th April 2026

Excellent service got everything i needed.

Excellent service got everything i needed. Reviewed on: 15th April 2026

Zopa is easy and convienent to use , great that you...

Zopa is easy and convienent to use , great that you can make extra payments to reduce payments and pay off loan easier .. all super transparent on APR etc. I often recommend to friends and family Reviewed on: 15th April 2026

Lending with Zopa

Quick, easy and transparent when applying for any lending facility with Zopa, app is easy and user friendly. no complicated banking jargon which is great straightforward banking Reviewed on: 15th April 2026

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