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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

It was easy and straight to apply for the loan.

It was easy and straight to apply for the loan. Very grateful. I got the loan so quickly. Easily approved. Reviewed on: 6th March 2026

My loan went through very quickly and had my car 2da...

My loan went through very quickly and had my car 2days later very impressed Reviewed on: 6th March 2026

Very quick, very very quick application process.

Very quick, very very quick application process. Thought I'd wait a few days for an answer. Then got a ping from my bank minutes later saying funds deposited. All other commitments paid off and one straight forward payment going forward Reviewed on: 6th March 2026

Thanks zopa

I tried other lenders and Zopa was top notch for price and service Reviewed on: 6th March 2026

Easy to sign up and straight forward step by step in...

Easy to sign up and straight forward step by step instructions. Reviewed on: 6th March 2026

Very impressive

Easy to use it quick solution very good service Reviewed on: 6th March 2026

My application from start to finish was so easy and...

My application from start to finish was so easy and not daunting at all as my credit rating is not the highest. I was informed all the way with all the information and given the best interest rate on the market out there. I really enjoy the app is it shows all your information payments, instalment’s etc. Every customers advisor I’ve had interactions with has been great….5 Stars for Zopa!! Reviewed on: 6th March 2026

Loan application

Easy to apply and clear concise instructions Reviewed on: 6th March 2026

Just absolutely fantastic the service is second to n...

Just absolutely fantastic the service is second to none amazing Reviewed on: 6th March 2026

Excellent company to deal with.

Excellent company to deal with. Always kept up to date on everything Reviewed on: 6th March 2026

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