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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

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Zopa Personal loan reviews (69091)

Excellent service

I have had several loans over the years and always been pleased with the whole experience Reviewed on: 15th April 2026

Very satisfied so easy and straight forward to apply.

Very satisfied so easy and straight forward to apply. Reviewed on: 15th April 2026

Easy and friendly service provided, APP is a good qu...

Easy and friendly service provided, APP is a good quality platform and user friendly Reviewed on: 15th April 2026

Quick and easy

Quick and very easy process, kept informed at all parts of the procedure speedy payout Reviewed on: 15th April 2026

Always helpful, clear and easy to use app.

Always helpful, clear and easy to use app. Reviewed on: 15th April 2026

Great customer service

Great customer service, very helpful when I needed them Reviewed on: 15th April 2026

Simple and easy process everything explained and cos...

Simple and easy process everything explained and costs clear Reviewed on: 15th April 2026

I can’t recommend Zopa enough.

I can’t recommend Zopa enough. No nonsense, helpful and easy to navigate website. 5 star! Reviewed on: 15th April 2026

Excellent service god customer care in short time

Excellent service god customer care in short time Reviewed on: 15th April 2026

Easy to use, helpful staff.

Easy to use, helpful staff. Money was approved quickly Reviewed on: 15th April 2026

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