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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68052)

Fast and easy finance at good terms

5
Fast and easy finance at good terms Reviewed on: 6th March 2026

applied for a loan, it was quick and easy

5
applied for a loan, it was quick and easy Reviewed on: 6th March 2026

It was the best experience I had with Zopa.

5
It was the best experience I had with Zopa. While I thought I would wait for approval, money was already in my account Reviewed on: 6th March 2026

Very clear and supportive.

5
Very clear and supportive. Helpful with good range of options. App is very good. Reviewed on: 6th March 2026

Very easy to apply online Great Customer Service

5
I applied for a loan online it was very easy to do & I had a follow up phone call from Customer Services they were very nice & helpful I would recommend them to friends & Family I would also use them again if I was ever looking for another loan or a new bank. Reviewed on: 6th March 2026

Very easy to apply , I got a call from a lovely chap...

5
Very easy to apply , I got a call from a lovely chap who just checked a few details. Money was in my account about a hour later. Reviewed on: 6th March 2026

Zopa Loan

5
Easy hassle free experience can’t fault the service in any shape or form . Reviewed on: 6th March 2026

Very Helpful Service

5
It was easy to set up my account with ZOPA… Great service! Reviewed on: 6th March 2026

Fast, simple and competitive

5
Made an application using app. Such a simple and informed process. Very easy to use and fast decision. Funds available almost immediately on acceptance. Definitely recommend Zopa. Reviewed on: 6th March 2026

Straightforward.

5
Straightforward. Thank you for making it easy. Reviewed on: 6th March 2026

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