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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very quickly & easy to apply.

Very quickly & easy to apply. Approved in seconds and money in your bank account in less than a minute Reviewed on: 15th April 2026

Would recommend

Zopa offered me a low interest loan compared to others and that helped me put all my debt into one place and payment Reviewed on: 15th April 2026

An great product all round

The account is set up in minutes. Eevrything is very intuitive and simple. The app does what I need. It is transparent and that really makes me trust Zopa. Reviewed on: 15th April 2026

Excellent customer service

Excellent customer service, very easy applications and speedy response. Highly recommend smooth start to finish Reviewed on: 15th April 2026

Got the lone I needed with very little fuss

Got the lone I needed with very little fuss Reviewed on: 15th April 2026

It was excellent and the APR was great

It was excellent and the APR was great Reviewed on: 15th April 2026

ust perfect

Simple straight forward process Honestly from a great company Just perfect Reviewed on: 15th April 2026

Easy and prompt, the process was very straight forwa...

Easy and prompt, the process was very straight forward, recommend Reviewed on: 15th April 2026

Easy transaction and decision made quickly

Easy transaction and decision made quickly Reviewed on: 15th April 2026

Super fast efficient

Very quick no messing easy to apply Reviewed on: 15th April 2026

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