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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

A simple way to get a loan.

This is the second time that I have used Zopa and each time I found the process of lending money very straight forward. The terms are clear and the append website is so useful and clear to navigate. Being able to easily make extra payments via the app is really useful. Reviewed on: 15th April 2026

Very efficient and excellent customer service.

Very efficient and excellent customer service. First time with them but I am glad I got my personal loan through. Approval was very quick and their App is easy to use and user friendly . Reviewed on: 15th April 2026

Great Bank - others can learn from them

Simple application & fast response - breath of fresh air in today's market Reviewed on: 15th April 2026

Zopa is amazing!

Zopa is such a smart tool that helps budgeting and is super flexible. The app is is one of the best! Reviewed on: 15th April 2026

Best provider ever cant find better then this service

Best provider ever cant find better then this service Reviewed on: 15th April 2026

Quick easy application on line and money in account...

Quick easy application on line and money in account with in the hour. Reviewed on: 15th April 2026

Excellent Loan provider

Quick and easy to apply. Excellent communication and a fab app which is easy to navigate. Regular updates ensure you are in control. Reviewed on: 15th April 2026

Overall, a first class service.

Overall, a first class service. I felt confident throughout. Reviewed on: 15th April 2026

Quick and easy

Very easy process to obtain a loan Reviewed on: 15th April 2026

Easy process, fast decision and an app to track all...

Easy process, fast decision and an app to track all statements and repayments. Could not be simpler! Reviewed on: 15th April 2026

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