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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great Bank - others can learn from them

Simple application & fast response - breath of fresh air in today's market Reviewed on: 15th April 2026

Zopa is amazing!

Zopa is such a smart tool that helps budgeting and is super flexible. The app is is one of the best! Reviewed on: 15th April 2026

Best provider ever cant find better then this service

Best provider ever cant find better then this service Reviewed on: 15th April 2026

Quick easy application on line and money in account...

Quick easy application on line and money in account with in the hour. Reviewed on: 15th April 2026

Excellent Loan provider

Quick and easy to apply. Excellent communication and a fab app which is easy to navigate. Regular updates ensure you are in control. Reviewed on: 15th April 2026

Overall, a first class service.

Overall, a first class service. I felt confident throughout. Reviewed on: 15th April 2026

Quick and easy

Very easy process to obtain a loan Reviewed on: 15th April 2026

Easy process, fast decision and an app to track all...

Easy process, fast decision and an app to track all statements and repayments. Could not be simpler! Reviewed on: 15th April 2026

Great service, quick and clear .

Great service, quick and clear . Money in the account within a few hours Reviewed on: 15th April 2026

Zopa is the best lender I have never seen.

Zopa is the best lender I have never seen. They do things quickly Reviewed on: 15th April 2026

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