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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Applied for a loan easy to apply and very quick...

Applied for a loan easy to apply and very quick Reviewed on: 16th April 2025

Great service Great App really easy to use and acces...

Great service Great App really easy to use and access information Reviewed on: 16th April 2025

Neutral.

Neutral. No complaints. More info by email would be nice. Reviewed on: 16th April 2025

Keep it up everyone very happy with the service

Keep it up everyone very happy with the service Reviewed on: 16th April 2025

Extremely fast process and great value

Extremely fast process and great value Reviewed on: 16th April 2025

A Smooth and Efficient Loan Experience with Zopa

This is my second time securing a personal loan with Zopa, and once again, I am thoroughly impressed. The entire application process is incredibly smooth and efficient, making it easy to complete everything without any hassle. The payment is processed swiftly, ensuring there are no delays. On top of that, Zopa offers some of the most competitive interest rates on the market, making it a highly cost-effective option. Overall, I couldn’t be more satisfied with my experience. Reviewed on: 16th April 2025

Quick and easy and money in account really fast.

Quick and easy and money in account really fast. Reviewed on: 16th April 2025

Excellent

Always been such an easy process and the app is a great tool for oversight Reviewed on: 16th April 2025

Did online great experience money straight in bank

Did online great experience money straight in bank Reviewed on: 16th April 2025

Easy quick application & app is easy to use along th...

Easy quick application & app is easy to use along the journey too Reviewed on: 16th April 2025

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