Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Was simple to apply for a loan and you can change re...

Was simple to apply for a loan and you can change repayment days easy peasy Reviewed on: 16th April 2025

Couldn’t be any easier - funds were received exactly...

Couldn’t be any easier - funds were received exactly as I was promised- great to work with Reviewed on: 16th April 2025

Applied for a loan easy to apply and very quick...

Applied for a loan easy to apply and very quick Reviewed on: 16th April 2025

Great service Great App really easy to use and acces...

Great service Great App really easy to use and access information Reviewed on: 16th April 2025

Neutral.

Neutral. No complaints. More info by email would be nice. Reviewed on: 16th April 2025

Keep it up everyone very happy with the service

Keep it up everyone very happy with the service Reviewed on: 16th April 2025

Extremely fast process and great value

Extremely fast process and great value Reviewed on: 16th April 2025

A Smooth and Efficient Loan Experience with Zopa

This is my second time securing a personal loan with Zopa, and once again, I am thoroughly impressed. The entire application process is incredibly smooth and efficient, making it easy to complete everything without any hassle. The payment is processed swiftly, ensuring there are no delays. On top of that, Zopa offers some of the most competitive interest rates on the market, making it a highly cost-effective option. Overall, I couldn’t be more satisfied with my experience. Reviewed on: 16th April 2025

Quick and easy and money in account really fast.

Quick and easy and money in account really fast. Reviewed on: 16th April 2025

Excellent

Always been such an easy process and the app is a great tool for oversight Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Logbook Loan
from eLogBookLoan 4.38 from 13 reviews
P2P Lending (discontinued)
from Orchard Lending Club (inactive company) 0.00 from 0 reviews
Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub