Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa support.

Zopa helped me when I needed support. Reviewed on: 16th April 2025

Speedy decision with clarity

Zopa are extremely fast with their decision making. Communications are clear and precise. Come across as an all round efficient comoany to deal with. Reviewed on: 16th April 2025

Definitely recommend

Very professional all sorted very quickly delighted definitely recommend Reviewed on: 16th April 2025

Brilliant

Brilliant fantastic. service easy use app so happy with zopa Reviewed on: 16th April 2025

I was strugling with my monthly payment i ask zoopa...

I was strugling with my monthly payment i ask zoopa if i can take 3 months break with payment and it was no problem still I need to pay and zopa did that i could pay extra each months that i keep up with my payment lovly im very happy that they understand my situacion .love it and recomend. Reviewed on: 16th April 2025

I like how easy is to deal with zopa.

I like how easy is to deal with zopa. Good rate , easy to contact with customer service Reviewed on: 16th April 2025

Excellent service and competitive rates.

Excellent service and competitive rates. Reviewed on: 16th April 2025

Soopa Zoopa.

I have been a Zopa customer now for 4 years and have used their loan packages on two occasions in that time. They have offered exactly what I needed and I found the whole experience and interface, easy to understand and interact with. A thoroughly professional and reliable service and one that I can honestly recommend. Reviewed on: 16th April 2025

Was simple to apply for a loan and you can change re...

Was simple to apply for a loan and you can change repayment days easy peasy Reviewed on: 16th April 2025

Couldn’t be any easier - funds were received exactly...

Couldn’t be any easier - funds were received exactly as I was promised- great to work with Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Post Office 4.02 from 176 reviews
Payday loan (discontinued)
from MPP Money (inactive company) 3.63 from 4 reviews
Personal loan
from Bamboo Loans 4.82 from 16794 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub