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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

No hassle, explained the repayments, no bother

No hassle, explained the repayments, no bother Reviewed on: 16th April 2025

good service,a bit high the rate

good service,a bit high the rate Reviewed on: 16th April 2025

loan was very easy 7 quick.

loan was very easy 7 quick. After care & support services superb. Reviewed on: 16th April 2025

Excellent service provider.

Excellent service provider. Quick response with application and great value for money. Reviewed on: 16th April 2025

hassle free

Very quick hassle free service Asked for what i needed and got it then..don't blink ..money was in my bank so quite Reviewed on: 16th April 2025

Super Zopa

Easy to use set up bank account also Credit card Reviewed on: 16th April 2025

EASY EXPERIENCE

EASY EXPERIENCE - The whole process from application to receiving the funds was quick and ikple Reviewed on: 16th April 2025

Very straight forward service.

Very straight forward service. Quick and clear decisions Reviewed on: 16th April 2025

App is great, the rate for loan is clearly explained...

App is great, the rate for loan is clearly explained and always excellent compared to other similar products on the market Reviewed on: 16th April 2025

Ultra efficient zero hastle strongly recommended.

Ultra efficient zero hastle strongly recommended. Reviewed on: 16th April 2025

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