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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa support.

Zopa helped me when I needed support. Reviewed on: 16th April 2025

Speedy decision with clarity

Zopa are extremely fast with their decision making. Communications are clear and precise. Come across as an all round efficient comoany to deal with. Reviewed on: 16th April 2025

Definitely recommend

Very professional all sorted very quickly delighted definitely recommend Reviewed on: 16th April 2025

Brilliant

Brilliant fantastic. service easy use app so happy with zopa Reviewed on: 16th April 2025

I was strugling with my monthly payment i ask zoopa...

I was strugling with my monthly payment i ask zoopa if i can take 3 months break with payment and it was no problem still I need to pay and zopa did that i could pay extra each months that i keep up with my payment lovly im very happy that they understand my situacion .love it and recomend. Reviewed on: 16th April 2025

I like how easy is to deal with zopa.

I like how easy is to deal with zopa. Good rate , easy to contact with customer service Reviewed on: 16th April 2025

Excellent service and competitive rates.

Excellent service and competitive rates. Reviewed on: 16th April 2025

Soopa Zoopa.

I have been a Zopa customer now for 4 years and have used their loan packages on two occasions in that time. They have offered exactly what I needed and I found the whole experience and interface, easy to understand and interact with. A thoroughly professional and reliable service and one that I can honestly recommend. Reviewed on: 16th April 2025

Was simple to apply for a loan and you can change re...

Was simple to apply for a loan and you can change repayment days easy peasy Reviewed on: 16th April 2025

Couldn’t be any easier - funds were received exactly...

Couldn’t be any easier - funds were received exactly as I was promised- great to work with Reviewed on: 16th April 2025

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