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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great service

Very easy to deal with simple process and follow ups Reviewed on: 16th April 2025

Great loan offers and help.

Great loan offers and help. App keeps me updated and is easy to use Reviewed on: 16th April 2025

Great company to deal with

I’ve had a loan with Zopa very competitive interest rate and excellent customer service Reviewed on: 16th April 2025

Bank1966

Very helpful when I needed them answer query quick and affectionate Reviewed on: 16th April 2025

Very easy apply very easy got money in your account.

Very easy apply very easy got money in your account. Everything perfect Reviewed on: 16th April 2025

Fantastic service.

Fantastic service. Very helpful an fast process. Would highly recommend Reviewed on: 16th April 2025

Quick and efficient service- happy overall with the...

Quick and efficient service- happy overall with the service. Reviewed on: 16th April 2025

So simple and easy to use.

So simple and easy to use. Fast response and straightforward language. Reviewed on: 16th April 2025

Simple and straightforward

When I applied for my loan, it was a simple and straightforward process. I was kept informed every step of the way. There were a couple of minor issues to deal with but these were sorted quickly and the money was available in my account well within the specified timeframe. I can't fault them for the delivery of their service. Reviewed on: 16th April 2025

Very transparent and ohnest service.

Very transparent and ohnest service. Also very quick response Reviewed on: 16th April 2025

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