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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
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Zopa Personal loan reviews (69091)

Great service

5
Very easy to deal with simple process and follow ups Reviewed on: 16th April 2025
Colin C's avatar
Colin C

Great loan offers and help.

5
Great loan offers and help. App keeps me updated and is easy to use Reviewed on: 16th April 2025
Shaun Quinn's avatar
Shaun Quinn

Great company to deal with

5
I’ve had a loan with Zopa very competitive interest rate and excellent customer service Reviewed on: 16th April 2025
Philip Sheldon's avatar
Philip Sheldon

Bank1966

5
Very helpful when I needed them answer query quick and affectionate Reviewed on: 16th April 2025
Angelina C's avatar
Angelina C

Very easy apply very easy got money in your account.

5
Very easy apply very easy got money in your account. Everything perfect Reviewed on: 16th April 2025
Jurgitq M 's avatar
Jurgitq M

Fantastic service.

5
Fantastic service. Very helpful an fast process. Would highly recommend Reviewed on: 16th April 2025
Laura's avatar
Laura

Quick and efficient service- happy overall with the...

5
Quick and efficient service- happy overall with the service. Reviewed on: 16th April 2025
MB's avatar
MB

So simple and easy to use.

5
So simple and easy to use. Fast response and straightforward language. Reviewed on: 16th April 2025
Caroline B's avatar
Caroline B

Simple and straightforward

5
When I applied for my loan, it was a simple and straightforward process. I was kept informed every step of the way. There were a couple of minor issues to deal with but these were sorted quickly and the money was available in my account well within the specified timeframe. I can't fault them for the delivery of their service. Reviewed on: 16th April 2025
Mary's avatar
Mary

Very transparent and ohnest service.

5
Very transparent and ohnest service. Also very quick response Reviewed on: 16th April 2025
Plamen T's avatar
Plamen T

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