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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very easy transaction from application to money in t...

Very easy transaction from application to money in the bank it all went well Reviewed on: 16th April 2025

Easy quick hassle free - would certainly use again -...

Easy quick hassle free - would certainly use again - online application approved quickly. Money available immediately Reviewed on: 16th April 2025

Quite high rate and not coming down

Quite high rate and not coming down Reviewed on: 16th April 2025

Easy to use reliable service never had any issues

Easy to use reliable service never had any issues Reviewed on: 16th April 2025

I find zopa is good for business

I find zopa is good for business Reviewed on: 16th April 2025

Easy to use App and be kept updated all the time.

Easy to use App and be kept updated all the time. Reviewed on: 16th April 2025

Easy to deal with and bought new motorbike

Easy to deal with and bought new motorbike Reviewed on: 16th April 2025

It was a simple process and easy to follow.

It was a simple process and easy to follow. The details I needed to provide ere not exhaustive. The time it took for an answer was 1 day. Super fast and since then I love the communication and keep in touch emails I recieve Reviewed on: 16th April 2025

Easy to use website and apply for a loan.

Easy to use website and apply for a loan. Quick decision made and funds in my account within minutes. Very happy customer Reviewed on: 16th April 2025

Fantastic service.

Fantastic service. They have a very good app for keeping up to date with your account. They regularly keep in contact with you. Reviewed on: 16th April 2025

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