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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69084)

Quick help

5
Zopa loan helped me out quickly when I was in a difficult situation. I am very grateful! Reviewed on: 3rd January 2018
Bernadett Kulcsar's avatar
Bernadett Kulcsar

Quick and easy

5
Very simple, quick process from application to the money in the bank. Will use it again. Reviewed on: 3rd January 2018
Vita Konciute Andreyo's avatar
Vita Konciute Andreyo

Easy to obtain loans - no hassle

5
Fantastic loan company. I lent £5000 for my car at a very low rate of 3.8% over two years. The money hit my account in 2 working days. I also was able to change my direct debit payment date as the original date did not suit me. The online dashboard is very useful and allows me to see how much I have remaining. Great company Reviewed on: 3rd January 2018
Thomas Kelly's avatar
Thomas Kelly

Definately recommend

5
Process made easy. support when needed. Thanks Reviewed on: 3rd January 2018
Nichola sproule's avatar
Nichola sproule

Great

5
Such a great experience,have advised friends and family to use you if they need a lone. Reviewed on: 3rd January 2018
Matthew Martin 's avatar
Matthew Martin

Excellent

5
Professional, supportive and puts their customers first. Would highly recommend Zopa Reviewed on: 3rd January 2018
Lesley Wharton 's avatar
Lesley Wharton

My first experience with zopa

5
I found zopa to be fast easy and great value as well being very professional would certainly use them again Reviewed on: 3rd January 2018
Alec Fraser's avatar
Alec Fraser

Great service

5
Great service. Quick and easy to use. Reviewed on: 3rd January 2018
Alex Trickey's avatar
Alex Trickey

cheapest loan

5
HAVE DONE A COMPARISON FOR THE CHEAPEST LOANS ON THE MARKET AND ZOPA COMES OUT TOP EVERY TIME. TOOK OUT A LOAN AND THE PROCESS WAS QUICK AND EASY WITH THE MONEY IN THE BANK WITHIN A WEEK. WOULD HIGHLY RECOMMEND DEFINITELY. Reviewed on: 3rd January 2018
john beeny's avatar
john beeny

Low interest ethical loans you can trust

5
I found I needed some work doing on my house and rather than extend my mortgage I found an ethical no fuss way to get a low interest loan was to contact Zopa. I like the fast and easy way it was to get agreement on a short term loan to help me out financially in the shorter. I would definitely use them again and recommend them to colleagues and friends. Reviewed on: 3rd January 2018
Paul Leahy's avatar
Paul Leahy

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