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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Super dooper

I have a loan with them and am over the moon how good it was and how easy it is too see how much i have left. I have even passed the name onto freinds too who wanted a consolation and they are happy with them too Reviewed on: 3rd January 2018

Couldn't be without Zoppa!

I found Zoppa by accident really, just browsing the web and came across the website. Fortunately for me I found someone willing to provide me with a loan at a very reasonable rate when compared to all the other so called 'Big' banks! My problem was the usual 'catch 22' situation where I had not had any credit for some time so my credit score was low to no fault of my own so it was difficult finding someone to take a chance on me. The process is so easy and simple and it only takes a short while to get a definite answer, which is normally a 'yes' with Zoppa. (my second loan now). I can honestly say that I feel I get a very personal service without any fuss and am so glad I used Zoppa as now I get to ride my new bike around the lovely Cornish countryside! Thank you Zoppa, good to do business with you! Reviewed on: 3rd January 2018

Great, quick and easy

Been a really good experience with zopa, always really easy on my 3rd loan and no complaints to date. Reviewed on: 3rd January 2018

Excellent service provider

Zopa are straightforward, ethical lenders. I like their non aggressive approach and value the clear manner they deal with matters. Reviewed on: 3rd January 2018

Easy, fast and friendly

My experiences with my zoos loan have been nothing but positive since day one. The loan was approved quickly, set up in moments ad the repayments occur when I want them. A real 5 star service Reviewed on: 3rd January 2018

Amazing service

Zopa always provide first class service. Quick, relatable and fair. I would always recommend them. Reviewed on: 3rd January 2018

Reliable and fair

Zopa have been great.When a payment was missed they were understanding and helpful.They also let you pay extra when you can.The website is very good and clear.Overall they are excellent. Reviewed on: 3rd January 2018

Recommend to all my family and friends

I got a loan through zoos for a new car and needed quick as my old one died. It was so quick and simple. Recommend to a few friends and family throughout the last 2 years I’ve used Zopa. Reviewed on: 3rd January 2018

Excellent

First class customer service and helpful from start to finish Reviewed on: 3rd January 2018

Zopa is excellent

The website is easy to use and you can do a check before applying to see if you are likely to get accepted and what your personalised interest rate will be and once you are accepted your dashboard provides easy to understand information about your loan. Reviewed on: 3rd January 2018

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